St. Clair County property record for 640 N 3rd St, Saint Clair, MI 48079 · Last verified August 2026
| Property Type | Commercial > Retail > Auto Repair, Garage |
|---|---|
| Year Built | Built 1876 |
| Square Footage | 1,794 sqft Total Area |
| Lot Size | 45,128 sqft (1.03 acres) |
| Last Sale | $200,000 (2018) |
| Tax Bill | $6,350.00 (2025) |
Source: St. Clair County records · APN 74-07-103-0016-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 22, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Jan 02, 2024 | Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Oct 12, 2023 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| Jun 17, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 08, 2018 | Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2018 · Amount on Record |
| Deed Sale | Oct 08, 2018 · Amount on Record |
| Prior Sale | May 26, 2015 · Amount on Record |
| Deed Doc Number | 201822460 |
| Deed Book / Page | 4996 / 95 |
| Last Transfer Date | Feb 22, 2024 |
| Transfer Doc | 0005692563 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 22, 2024 |
| Property Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Number | 0005692563 |
| Book / Page | 5692 / 563 |
| Map Reference | LB 50 PG 39 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024003027 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Name | Verified Name |
|---|---|
| Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 02, 2024 |
| Property Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Number | 0005680316 |
| Book / Page | 5680 / 316 |
| Map Reference | LB 50 PG 39 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024000061 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Name | Verified Name |
|---|---|
| Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Number | 0005661985 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 5661/985 |
| Instrument | 2023018170 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Number | 0052000549 |
| Book / Page | 005200 / 000549 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6504 RATTLE RUN RD ST CLAIR MI 480793002, ST CLAIR, MI 48079-3002 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 08, 2018 |
| Property Address | 640 N 3RD ST, SAINT CLAIR, MI 48079-4806 |
| Document Number | 0000499695 |
| Book / Page | 4996 / 95 |
| Map Reference | LB 50 PG 39 |
| Instrument Date | Oct 03, 2018 |
| Instrument | 2018022460 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 HIGHPOINT CIR, 208, VALLEY VIEW, TX 76272-7314 |
| Name | Verified Name |
|---|---|
| Address | 4558 SHERMAN OAKS AVE, SHERMAN OAKS, CA 91403-3060 |
| Document Number | 2018022461 |
|---|---|
| Date | Oct 08, 2018 |
| Instrument | 2018022461 |
| Name | CHEMICAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,350.00 (-4.14%) | $186,300 (+19.73%) | |
| 2024 | $6,624.00 (+8.41%) | $372,600 (+19.73%) | |
| 2023 | $155,600 | ||
| 2022 | $6,110.00 | $311,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-07-103-0016-000 |
|---|
| Building Area | 1,794 sqft Total Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Lot Area | 45,128 sqft (1.03 acres) |
| Depth X Width | 242 ft x 186 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 640 N 3RD ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4806 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | W 232' OF LOT 13 ASSESSORS SUBD OF LOTS 1, 20 & 21 OF SUBD OF PART OF PC 304 & 305 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 13,1,20 |
| Legal Unit | 13,1 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 642000 |
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