615 N 3rd St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 615 N 3rd St, Saint Clair, MI 48079 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,740 sqft · built 1870
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (Jun 1991)
Tax Bill	$1,775 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-07-103-0035-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-103-0035-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,740 sqft Living Area
Basement Area	858 sqft

Exterior

Year Built	Built 1870
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	74071030035000
Street Address	615 N 3RD ST
City	SAINT CLAIR
State	MI
Zip	48079-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 EXC W 20' THEREOF ASSESSORS SUBD OF LOTS 1, 20 & 21 OF SUBD OF PART OF PC 304 & 305
Legal Subdivision	ASSESSORS
Legal Lot Number	35
Legal Unit	35,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4001
Census Tract	642000

Owner

Source: St. Clair County records · APN 74-07-103-0035-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 N 3RD ST, SAINT CLAIR, MI 48079-4807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 1991 · Amount on Record
Deed Sale	Jun 20, 1991 · Amount on Record
Deed Document Number	0001253955
Record Updated	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	615 N 3RD ST, SAINT CLAIR, MI 48079-4807
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N 3RD ST, SAINT CLAIR, MI 48079-4807

Mortgage

Document Number	0005576667
Date	Nov 08, 2022
Book Page	5576/667
Instrument	2022025145

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 07, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,800 (+31.98%)
2024	$1,775.00 (+7.58%)		$181,600 (+31.98%)
2023		$68,800
2022	$1,650.00		$137,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.