Lake County property record for 640 Morningside Dr, Crown Point, IN 46307
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 7,350 sqft · built 2005 |
| Lot Size | 0.345 acres (15,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $686,280 (Dec 2023) |
| Tax Bill | $5,296 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-23-09-0458-0039 |
| Primary APN | 003-23-09-0458-0039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 25 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 7,350 sqft Living Area |
| Gross Area | 8,442 sqft |
| 1st Floor Area | 2,590 sqft |
| Basement Area | 2,590 sqft |
| Finished Basement | 2,170 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 15,045 sqft (0.345 acres) |
| Lot Dimensions | 177 ft deep x 85 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 640 MORNINGSIDE DR |
|---|---|
| City | CROWN POINT |
| State | IN |
| Zip | 46307-5249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIAR ESTATES LOT 39 |
| Legal Subdivision | BRIAR ESTATES |
| Legal Lot Number | 39 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43203 |
640 Morningside Dr is owned and occupied by two individuals who acquired it in January 2024.
Source: Lake County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 9, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Dec 11, 2023 | Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC |
| Sep 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 2023540580 |
| Last Transfer Date | Jan 11, 2024 |
| Transfer Doc | 0000006082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Document Number | 0000011217 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2024-511217 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 9, 2024 |
| Property Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Document Number | 0000006082 |
| Map Reference | MB 64 PG 41 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 2024-006082 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 11, 2023 |
| Property Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Document Number | 0000040580 |
| Map Reference | MB 64 PG 41 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023-540580 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Document Number | 0000040581 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023-540581 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 30, 2021 |
| Property Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
| Document Number | 0000030555 |
| Map Reference | MB 64 PG 41 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021-530555 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 640 MORNINGSIDE DR, CROWN POINT, IN 46307-5249 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Center Township |
| Municipality | Crown Point City |
| Unified School District | Crown Point Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $654,800 Land $59,200 Building $595,600 | $654,800 Land $59,200 Building $595,600 | |
| 2024 | $5,296.00 | ||
| 2023 | $472,600 (+1.13%) Land $59,200 Building $413,400 | $472,600 (+1.13%) Land $59,200 Building $413,400 | |
| 2022 | $5,243.00 Homeowner's exemption | $467,300 Land $59,200 Building $408,100 | $467,300 Land $59,200 Building $408,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Morningside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008 |
|---|---|
| Water Source | Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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