Lake County property record for 635 Morningside Dr, Crown Point, IN 46307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,983 sqft · built 1989 |
| Lot Size | 0.353 acres (15,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,900 (Apr 2023) |
| Tax Bill | $5,364 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-23-09-0458-0002 |
| Primary APN | 003-23-09-0458-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,983 sqft Living Area |
| Gross Area | 4,729 sqft |
| 1st Floor Area | 2,808 sqft |
| Basement Area | 1,306 sqft |
| Finished Basement | 1,175 sqft |
| Unfinished Basement | 131 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,360 sqft (0.353 acres) |
| Lot Dimensions | 160 ft deep x 96 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 635 MORNINGSIDE DR |
|---|---|
| City | CROWN POINT |
| State | IN |
| Zip | 46307-5252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIAR ESTATES LOT #2 |
| Legal Subdivision | BRIAR ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43203 |
635 Morningside Dr is owned and occupied by two individuals who acquired it in August 2024.
Source: Lake County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 MORNINGSIDE DR, CROWN POINT, IN 46307-5252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Apr 27, 2023 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Deed Document Number | 2023512337 |
| Last Transfer Date | Aug 19, 2024 |
| Transfer Doc | 0000025994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 9, 2026 |
| Property Address | 635 MORNINGSIDE DR, CROWN POINT, IN 46307-5252 |
| Document Number | 0000528729 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026528729 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | MERIDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 635 MORNINGSIDE DR, CROWN POINT, IN 46307-5252 |
| Document Number | 0000528729, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026528729 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 27, 2023 |
| Property Address | 635 MORNINGSIDE DR, CROWN POINT, IN 46307-5252 |
| Document Number | 0000012337 |
| Map Reference | MB 64 PG 41 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-512337 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 MORNINGSIDE DR, CROWN POINT, IN 46307-5252 |
| Document Number | 0000012338 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023-512338 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Center Township |
| Municipality | Crown Point City |
| Unified School District | Crown Point Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $529,300 Land $64,300 Building $465,000 | $529,300 Land $64,300 Building $465,000 | |
| 2024 | $5,364.00 | ||
| 2023 | $456,800 (+14.72%) Land $64,300 Building $392,500 | $456,800 (+14.72%) Land $64,300 Building $392,500 | |
| 2022 | $4,656.00 (-22.79%) Homeowner's exemption | $398,200 Land $64,300 Building $333,900 | $398,200 Land $64,300 Building $333,900 |
| 2021 | $6,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Morningside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008 |
|---|---|
| Water Source | Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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