Taylor County property record for 640 Merchant St, Abilene, TX 79603
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,994 sqft · built 1919 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,234 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39000006600 |
| Primary APN | 39000006600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 2,162 sqft |
| 1st Floor Area | 1,346 sqft |
| Upper Floors Area | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,040 sqft (0.185 acres) |
| Lot Dimensions | 120 ft deep x 67 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 168 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 640 MERCHANT ST |
|---|---|
| City | ABILENE |
| State | TX |
| Zip | 79603-6016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEYCK/CUNNINGHAM, BLOCK 2, LOT 13 & N 1/3 LT 14 |
| Legal Subdivision | HEYCK/CUNNINGHAM |
| Legal Block | 2 |
| Legal Lot Number | 13,14 |
| Jurisdiction | TAYLOR TX |
| Township / Civil Division | ABILENE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11200 |
640 Merchant St is owned and occupied by two individuals.
Source: Taylor County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 MERCHANT ST, ABILENE, TX 79603-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 640 Merchant St was $1,234 with a homeowner's exemption.
Source: Taylor County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Abilene City |
| County | Taylor County |
| Unified School District | Abilene Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,274 (+1%) | $138,125 (+7.38%) Land $8,040 Building $130,085 | |
| 2025 | $1,234.00 Homeowner's exemption | $107,522 (+1%) Land $8,040 Building $120,597 | $128,637 (+7.75%) Land $8,040 Building $120,597 |
| 2024 | $97,747 (-16.81%) Land $2,814 Building $116,573 | $119,387 (+1.61%) Land $2,814 Building $116,573 | |
| 2023 | $974.00 (-29.01%) Homeowner's exemption | $117,499 Land $2,814 Building $114,685 | $117,499 Land $2,814 Building $114,685 |
| 2022 | $1,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Merchant St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1994–2008) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 Merchant St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABILENE serves 130,501 people · EPA ID TX2210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: AT&T, T-Mobile, Verizon.
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