540 Merchant St, Abilene, TX 79603 Property Records

Taylor County property record for 540 Merchant St, Abilene, TX 79603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 1927
Lot Size	0.235 acres (10,234 sqft)
Owner	2 Individual Names on File
Last Sale	$116,300 (Mar 2014)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Apr 2020 Sale Mar 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`80100111600`

Property Details

APN / Parcel Number

Primary APN	`80100111600`
Alternative APN	`63329`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,233 sqft Living Area
1st Floor Area	1,608 sqft
Upper Floors Area	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,234 sqft (0.235 acres)
Lot Dimensions	119 ft deep x 86 ft wide
Porch	Open Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	540 MERCHANT ST
City	ABILENE
State	TX
Zip	79603-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 & N1/2 OF LT 2 205 1/B FLETCHER OT ABL
Legal Subdivision	OT ABILENE
Legal Block	205
Legal Lot Number	1,2
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	2
Census Block	2001
Census Tract	11200

Owner

540 Merchant St is owned by two individuals who bought it in March 2014.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 425, HAWLEY, TX 79525-0425
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Mar 15, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2014 · Amount on File
Deed Sale	Mar 3, 2014 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Document Number	20142820
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0000002820
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR TX
Recording Date	Apr 13, 2020
Property Address	540 MERCHANT ST, ABILENE, TX 79603-6014
Document Number	0000005941
Instrument Date	Apr 8, 2020
Instrument	5941
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 425 HAWLEY TX 795250425, HAWLEY, TX 79525-0425

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TAYLOR TX
Recording Date	Mar 15, 2018
Property Address	540 MERCHANT ST, ABILENE, TX 79603-6014
Document Number	0000004049
Instrument Date	Mar 13, 2018
Instrument	4049
Transaction Type	Foreclosure
Record Updated	Mar 27, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 S LEGGETT DR ABILENE TX 796053804, ABILENE, TX 79605-3804

Tax Assessment & Valuation

The 2025 property tax bill for 540 Merchant St was $5,206.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Abilene Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,009 (-2.49%) Land $13,816 Building $210,193	$224,009 (-2.49%) Land $13,816 Building $210,193
2025	$5,206.00	$229,720 (+14.33%) Land $13,816 Building $215,904	$229,720 (+14.33%) Land $13,816 Building $215,904
2024		$200,923 (+5.74%) Land $3,582 Building $197,341	$200,923 (+5.74%) Land $3,582 Building $197,341
2023	$4,380.00 (+4.83%)	$190,023 Land $3,582 Building $186,441	$190,023 Land $3,582 Building $186,441
2022	$4,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Merchant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 Merchant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABILENE serves 130,501 people · EPA ID TX2210001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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