640 J Ave, Coronado, CA 92118 Property Records

San Diego County property record for 640 J Ave, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,585 sqft · built 1940
Lot Size	0.163 acres (7,085 sqft)
Owner	Company Name on Record
Last Sale	$1,800,000 (Nov 2004)
Tax Bill	$26,998 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`536-431-19-00`

Property Details

APN / Parcel Number

Primary APN	`536-431-19-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,085 sqft (0.163 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 J AVE
City	CORONADO
State	CA
Zip	92118-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 96 LOTS 10 & 11 TR 000376
Legal Subdivision	CORONADO BEACH SOUTH ISLAND
Legal Tract	000376
Legal Block	96
Legal Lot Number	10,11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	10800

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	640 J AVE, CORONADO, CA 92118-2020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 4, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 27, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
May 7, 2018	Loan Modification, Mortgage · Line of Credit WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2004 · Amount on Record
Deed Sale	Nov 22, 2004 · Amount on Record
Prior Sale	Jun 23, 1999 · Amount on Record
Deed Document Number	20041106856
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 J AVE, CORONADO, CA 92118-2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 J AVE, CORONADO, CA 92118-2020

Mortgage

Document Number	0000188693
Date	Jul 19, 2023
Instrument	2023-0188693

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 J AVE, CORONADO, CA 92118-2020
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 J AVE, CORONADO, CA 92118-2020

Mortgage

Document Number	0000097205
Date	Mar 4, 2022
Instrument	2022-0097205

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 J AVE, CORONADO, CA 92118-2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 J AVE, CORONADO, CA 92118-2020

Mortgage

Document Number	0000433875
Date	Jun 14, 2021
Instrument	2021-0433875

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 J AVE, CORONADO, CA 92118-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608879
Date	Dec 27, 2017
Instrument	2017-0608879

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	640 J AVE, CORONADO, CA 92118-2020
Document Number	0000196478
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	640 J AVE CORONADO CA 921182020, CORONADO, CA 92118-2020

Mortgage

Document Number	0000196478
Date	May 16, 2018
Instrument	196478

Lender

Name	WFB NA
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,559,079 (+2%) Land $1,990,399 Building $568,680
2025	$26,998.00 (+4.06%) Homeowner's exemption	$2,508,902 (+4.04%) Land $1,951,372 Building $557,530
2023	$25,945.00 (+1.95%) Homeowner's exemption	$2,411,481 Land $1,875,599 Building $535,882
2022	$25,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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