637 J Ave, Coronado, CA 92118 Property Records

San Diego County property record for 637 J Ave, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,006 sqft · built 2004
Lot Size	0.134 acres (5,825 sqft)
Owner	Trust Name on File
Tax Bill	$8,189 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`536-432-07-00`

Property Details

APN / Parcel Number

Primary APN	`536-432-07-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,006 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,825 sqft (0.134 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	637 J AVE
City	CORONADO
State	CA
Zip	92118-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 95 LOT 30 SLY 15 FT LOT 29 & ALL TR 000376
Legal Subdivision	CORONADO BEACH SOUTH ISLAND
Legal Tract	000376
Legal Block	95
Legal Lot Number	30,29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	10800

Owner

637 J Ave is owner-occupied and held in a trust since February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	637 J AVE, CORONADO, CA 92118-2019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit NORTH ISLAND FINANCIAL CU
Nov 12, 2021	Intrafamily Transfer, Transfer
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000168572
Record Updated	Oct 29, 2026

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2021
Property Address	637 J AVE, CORONADO, CA 92118-2019
Document Number	0000168572
Map Reference	MAP 376
Instrument Date	Feb 22, 2021
Instrument	2021-0168572
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 J AVE, CORONADO, CA 92118-2019

Mortgage

Document Number	0000168573
Date	Mar 4, 2021
Instrument	2021-0168573

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	637 J AVE, CORONADO, CA 92118-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045450
Date	Jan 30, 2017
Instrument	2017-0045450

Lender

Name	NORTH ISLAND FINANCIAL CU
Type	Credit Union
Address	SAN DIEGO, CA 92186

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2021
Property Address	637 J AVE, CORONADO, CA 92118-2019
Document Number	0000784416
Map Reference	MAP 376
Instrument Date	Jan 26, 2021
Instrument	2021-0784416
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	637 J AVE, CORONADO, CA 92118-2019

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2020
Property Address	637 J AVE, CORONADO, CA 92118-2019
Document Number	0000216805
Instrument Date	Apr 21, 2020
Instrument	2020-0216805
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 J AVE, 637, CORONADO, CA 92118-2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216806
Date	Apr 29, 2020
Instrument	2020-0216806

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 637 J Ave was $8,189 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,606 (+2%) Land $69,374 Building $668,232
2025	$8,189.00 Homeowner's exemption	$723,144 Land $68,014 Building $655,130
2023	$7,883.00 (+1.86%) Homeowner's exemption	$695,066 Land $65,374 Building $629,692
2022	$7,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 637 J Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 J Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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