Kittitas County property record for 640 Highland Loop, Ronald, WA 98940 · Last verified July 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1991 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Feb 2010) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-02051-1504 |
| Primary APN | 20-14-02051-1504 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.319 acres) |
| Terrain | Gentle Slope |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 30 sqft |
| Patio Area | 434 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Old Parcel Number | P392334 |
|---|---|
| Street Address | 640 HIGHLAND LOOP |
| City | RONALD |
| State | WA |
| Zip | 98940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES .32, PINE LOCH' SUN #2 LOT 4 BLOCK O SEC. 2; TWP. 20; RGE. 14 |
| Legal Range | 14 |
| Legal Township | 20 |
| Legal Section | 02 |
| Legal Subdivision | PINE LOCH SUN 02 |
| Legal Block | O |
| Legal Lot Number | 4 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | CLE ELUM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 975101 |
Source: Kittitas County records · APN 20-14-02051-1504
Assessment roll updated September 30, 2022 · Last verified July 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2441 278TH CT SE, SAMMAMISH, WA 98075-4111 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2010 · Amount on Record |
| Deed Sale | Feb 08, 2010 · Amount on Record |
| Prior Sale | Mar 30, 2009 |
| Deed Document Number | 020100167A |
| Deed Book / Page | 2010 / 0167A |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 640 HIGHLAND LOOP, RONALD, WA 98940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012110001 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 201712110001 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 640 HIGHLAND LOOP, RONALD, WA 98940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011180042 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 202011180042 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Kittitas County records · Assessment roll updated September 30, 2022 · Last verified July 2023
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $471,220 Land $87,500 Building $383,720 | $471,220 Land $87,500 Building $383,720 |
Source: FEMA National Flood Hazard Layer, Kittitas County (53037C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530379751011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 65 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 13 (1990–2025) |
| Most Recent Claim | Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Extreme above 97% of the US · above 88% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 45 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
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|---|---|---|
| Western Elite Incorporated Services | Fiber | 500 / 500 |
| Gigabeam Internet | Fixed Wireless (unlicensed) | 300 / 300 |
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