640 Highland Loop, Ronald, WA 98940 Property Records

Kittitas County property record for 640 Highland Loop, Ronald, WA 98940 · Last verified July 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1991
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Feb 2010)
Deeds & MortgagesDec 2017 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-14-02051-1504

Property Details

APN / Parcel Number

Primary APN20-14-02051-1504
Alternative APNs
  • P392334
  • 392334

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,296 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof MaterialMetal
Lot Area13,939 sqft (0.319 acres)
TerrainGentle Slope

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area40 sqft
Deck Area30 sqft
Patio Area434 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic

Location & Zoning

Old Parcel NumberP392334
Street Address640 HIGHLAND LOOP
CityRONALD
StateWA
Zip98940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES .32, PINE LOCH' SUN #2 LOT 4 BLOCK O SEC. 2; TWP. 20; RGE. 14
Legal Range14
Legal Township20
Legal Section02
Legal SubdivisionPINE LOCH SUN 02
Legal BlockO
Legal Lot Number4
JurisdictionKITTITAS WA
Township / Civil DivisionCLE ELUM
Census Block Group1
Census Block1011
Census Tract975101

Owner

Source: Kittitas County records · APN 20-14-02051-1504

Assessment roll updated September 30, 2022 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2441 278TH CT SE, SAMMAMISH, WA 98075-4111
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2010 · Amount on Record
Deed SaleFeb 08, 2010 · Amount on Record
Prior SaleMar 30, 2009
Deed Document Number020100167A
Deed Book / Page2010 / 0167A
Record UpdatedJun 07, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Property Address640 HIGHLAND LOOP, RONALD, WA 98940
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012110001
DateDec 11, 2017
Instrument201712110001
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Property Address640 HIGHLAND LOOP, RONALD, WA 98940
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011180042
DateNov 18, 2020
Instrument202011180042
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Kittitas County records · Assessment roll updated September 30, 2022 · Last verified July 2023

Property Jurisdictions

TypeName
StateWashington
CountyKittitas County
Unified School DistrictCle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$471,220 Land $87,500 Building $383,720$471,220 Land $87,500 Building $383,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kittitas County (53037C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530379751011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 65 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims13 (1990–2025)
Most Recent ClaimDec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 6 claims

Wildfire

Wildfire RiskExtreme
above 97% of the US · above 88% of Washington
Wildfire LikelihoodAbout 1 in 45 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Western Elite Incorporated ServicesFiber500 / 500
Gigabeam InternetFixed Wireless (unlicensed)300 / 300

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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