Kittitas County property record for 610 Highland Loop, Ronald, WA 98940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,052 sqft · built 1997 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (May 2021) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-02051-1503 |
| Primary APN | 20-14-02051-1503 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,052 sqft Living Area |
| Gross Area | 1,869 sqft |
| 1st Floor Area | 824 sqft |
| Basement Area | 824 sqft |
| Finished Basement | 189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.269 acres) |
| Terrain | Gentle Slope |
| Garage Type | Built-in |
| Garage Area | 182 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 156 sqft |
| Patio Area | 337 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Septic |
| Old Parcel Number | P382334 |
|---|---|
| Street Address | 610 HIGHLAND LOOP |
| City | RONALD |
| State | WA |
| Zip | 98940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KC-R-3 |
| Legal Description | ACRES .27, PINE LOCH' SUN #2 LOT 3 BLOCK O SEC. 2; TWP. 20; RGE. 14 |
| Legal Range | 14 |
| Legal Township | 20 |
| Legal Section | 02 |
| Legal Subdivision | PINELOCH/SUN 02 |
| Legal Block | O |
| Legal Lot Number | 3 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | CLE ELUM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 975101 |
Source: Kittitas County records, as of July 10, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 27827 105TH AVE SE, KENT, WA 98030-5388 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 14, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Mar 11, 2016 · Amount on Record |
| Deed Document Number | 0020211009 |
| Deed Book / Page | 2021 / 1009 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | May 3, 2021 |
| Property Address | 610 HIGHLAND LOOP, RONALD, WA 98940 |
| Document Number | 0005030080 |
| Map Reference | MB 10 PG 135 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 202105030080 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,810.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27827 105TH AVE SE, KENT, WA 98030-5388 |
| Document Number | 0005030081 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 202105030081 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 610 HIGHLAND LOOP, RONALD, WA 98940 |
| Document Number | 0011290017 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 610 HIGHLAND LOOP RONALD WA 98940, RONALD, WA 98940 |
| Document Number | 0011290017 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 11290017 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kittitas County assessment roll, as of September 30, 2022
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $471,060 Land $84,030 Building $387,030 | $471,060 Land $84,030 Building $387,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 13 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 88% of Washington |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inland Telephone Company Fiber | 500 / 500 |
| Gigabeam Internet Fixed Wireless | 300 / 300 |
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