Ravalli County property record for 640 Gold Creek Loop, Hamilton, MT 59840
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,612 sqft · built 2003 |
| Lot Size | 51.7 acres (2,253,794 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,023 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | R1350529 |
| Primary APN | R1350529 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,612 sqft Living Area |
| 1st Floor Area | 2,612 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,253,794 sqft (51.7 acres) |
| Terrain | Wooded |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Lean-To | 481 sqft |
| Pole Barn | 2,160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 0001237800 |
|---|---|
| Street Address | 640 GOLD CREEK LOOP |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | WARD COVE 066, S35, T05 N, R21 W, BLOCK 004, LOT 023, ACRES 49.73, PT LOTS 23 & 24 BLOCK 4 WARD'S COVE AMEND SUB PLAT #576174 |
| Legal Range | 21W |
| Legal Township | 05N |
| Legal Section | 35 |
| Legal Subdivision | WARD COVE |
| Legal Block | 4 |
| Legal Lot Number | 23-24 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 501 |
640 Gold Creek Loop, a rural home, is owned and occupied by an individual who acquired it in June 2006.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2006 |
| Deed Sale | Jun 22, 2006 |
| Deed Book / Page | 576 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 640 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 640 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
| Document Number | 0000785895 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 785895 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 640 Gold Creek Loop was $1,023.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,023.00 | $184,486 | |
| 2025 | $184,486 Land $25,106 Building $159,380 | ||
| 2023 | $1,219.00 | $210,925 | $210,925 Land $26,255 Building $184,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Gold Creek Loop in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Gold Creek Loop is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 83% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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