Ravalli County property record for 638 Gold Creek Loop, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,617 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone D (undetermined) |
| APN | R1350530 |
| Primary APN | R1350530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Attic | Attic |
| Attic Area | 297 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 1,240 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 336 sqft |
| Patio Area | 516 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Stable | 252 sqft |
| Pole Barn | 1,040 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001237810 |
|---|---|
| Street Address | 638 GOLD CREEK LOOP |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD COVE, S35, T05 N, R21 W, ACRES 5, PT LOT 24 BLK 4 AMEND SUB PLAT #525508 LOT 23-A |
| Legal Range | 21W |
| Legal Township | 05N |
| Legal Section | 35 |
| Legal Subdivision | WARD COVE |
| Legal Block | 4 |
| Legal Lot Number | 24,23-A |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 501 |
638 Gold Creek Loop is owner-occupied and held in a trust since March 2023.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 638 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 |
| Deed Sale | Mar 31, 2023 |
| Prior Sale | May 4, 2010 |
| Deed Document Number | 2023785253 |
| Prior Transfer Date | Mar 21, 2023 |
| Prior Transfer Doc | 0000785253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Mar 31, 2023 |
| Property Address | 638 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
| Document Number | 0000785253 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 785253 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 638 GOLD CREEK LOOP, HAMILTON, MT 59840-9742 |
The 2026 property tax bill for 638 Gold Creek Loop was $4,478, up 137.2% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,478.00 (+137.18%) | $614,400 (-) | |
| 2025 | $1,888.00 | $614,400 | $614,400 Land $176,700 Building $437,700 |
| 2023 | $2,641.00 | $490,900 | $490,900 Land $131,100 Building $359,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Gold Creek Loop in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Gold Creek Loop is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 83% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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