Richland County property record for 640 Frow Dr, Elgin, SC 29045
| Details | 5 bd · 2.5 ba · 2,490 sqft · built 2021 |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,406 (Jan 2022) |
| Tax Bill | $9,427 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R25807-05-17 |
| Primary APN | R25807-05-17 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Heated Area |
| Gross Area | 3,164 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 7,841 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 FROW DR |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-7153 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | PDD |
| Legal Description | LOT 169 55X142.7X55.1X140.2 #SU CATAWBA HILL PHASE 7 #PR RB2567-2354 |
| Legal Phase | 7 |
| Legal Lot Number | 55,169 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11407 |
640 Frow Dr is owned by a company that bought it in January 2022.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 640 FROW DR, ELGIN, SC 29045-7153 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on File |
| Deed Sale | Jan 24, 2022 · Amount on File |
| Deed Document Number | 20224336 |
| Deed Book / Page | 2709 / 2195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 24, 2022 |
| Property Address | 640 FROW DR, ELGIN, SC 29045-7153 |
| Document Number | 0027092195 |
| Book / Page | 2709 / 2195 |
| Map Reference | MB 2567 PG 2354 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022004336 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $846.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 FROW DR, ELGIN, SC 29045-7153 |
| Document Number | 2022004337 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022004337 |
| Name | CERTAIN LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 640 Frow Dr was $9,427.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,427.00 | $280,700 | $299,300 Land $50,800 Building $248,500 |
| 2023 | $8,447.00 Additional exemption filed |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Frow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Frow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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