629 Frow Dr, Elgin, SC 29045 Property Records

Richland County property record for 629 Frow Dr, Elgin, SC 29045

Property Summary

Details	5 bd · 3.5 ba · 3,189 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$370,572 (Feb 2022)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25807-06-09`

Property Details

APN / Parcel Number

Primary APN	`25807-06-09`
Alternative APN	`R25807-06-09`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,189 sqft Heated Area
Gross Area	3,869 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,534 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 FROW DR
City	ELGIN
State	SC
Zip	29045-7153
Property Category	Other
Property Type	Unknown
Local Zoning Code	PDD
Legal Description	LOT 205 55X117X55X117 #SU CATAWBA HILL PHASE 7 #PR RB2567-2354
Legal Phase	7
Legal Lot Number	55,205
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2022
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 FROW DR, ELGIN, SC 29045-7153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 17, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	20229456
Deed Book / Page	2717 / 548
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	629 FROW DR, ELGIN, SC 29045-7153
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027390204
Date	Apr 27, 2022
Book Page	2739/204
Instrument	2022024265

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 17, 2022
Property Address	629 FROW DR, ELGIN, SC 29045-7153
Document Number	0027170548
Book / Page	2717 / 548
Map Reference	MB 2567 PG 2354
Instrument Date	Feb 15, 2022
Instrument	2022009456
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$964.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	629 FROW DR, ELGIN, SC 29045-7153

Mortgage

Document Number	2022009457
Date	Feb 17, 2022
Instrument	2022009457

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,645.00 (+7.21%)	$394,400 Land $50,800 Building $343,600	$394,400 Land $50,800 Building $343,600
2023	$3,400.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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