St. Johns County property record for 640 E Tropical Trce, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,762 sqft · built 2004 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Sep 2023) |
| Tax Bill | $6,629 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249549-0850 |
| Primary APN | 249549-0850 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,202 sqft |
| 1st Floor Area | 1,762 sqft |
| Flooring | Carpet |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 E TROPICAL TRCE |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/56-63 JULINGTON CREEK PLANTATION PARCELS 63 & 65 PHASE 2 LOT 85 OR5823/1657 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCELS 63 & |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 85 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20801 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 TIERRA CV, SAINT JOHNS, FL 32259-1202 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 202372004 |
| Deed Book / Page | 5823 / 1657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 640 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933 |
| Document Number | 0058231657 |
| Book / Page | 5823 / 1657 |
| Map Reference | MB 47 PG 56-63 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023072004 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 GINNALA LN, PALATKA, FL 32177-1208 |
| Name | Verified Name |
|---|---|
| Address | 47 TIERRA CV, SAINT JOHNS, FL 32259-1202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 640 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 640 E TROPICAL TRCE, JACKSONVILLE, FL 32259-1933 |
| Document Number | 0054820033 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 5482/33 |
| Instrument | 2022011147 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 640 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 640 E TROPICAL TRCE, JACKSONVILLE, FL 32259-1933 |
| Document Number | 0054450490 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 5445/490 |
| Instrument | 2021135383 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 20, 2020 |
| Property Address | 640 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933 |
| Document Number | 0049931755 |
| Book / Page | 4993 / 1755 |
| Map Reference | MB 47 PG 56-63 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020058437 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MILESTONE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 E TROPICAL TRCE, 640, SAINT JOHNS, FL 32259-1933 |
| Name | Verified Name |
|---|---|
| Address | 11624 TALIS PARK WAY, FORT WAYNE, IN 46845-8507 |
| Document Number | 49931757 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 4993/1757 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,047 (-0.85%) Land $105,000 Building $249,047 | $354,047 (-0.85%) Land $105,000 Building $249,047 | |
| 2025 | $6,629.00 (+10.69%) | $357,090 (+44.08%) | $357,090 (+11.49%) Land $105,000 Building $252,090 |
| 2024 | $5,989.00 (+51.28%) | ||
| 2023 | $3,959.00 (+2.22%) Homeowner's exemption | $247,834 (+3%) | $320,277 (+6.35%) Land $93,000 Building $227,277 |
| 2022 | $3,873.00 Homeowner's exemption | $240,616 | $301,158 Land $89,600 Building $211,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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