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628 E Tropical Trce, Saint Johns, FL 32259 Property Records

St. Johns County property record for 628 E Tropical Trce, Saint Johns, FL 32259 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 2004
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$211,600 (Dec 2004)
Tax Bill$4,000 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN249549-0880

Property Details

APN / Parcel Number

Primary APN249549-0880

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,571 sqft
1st Floor Area1,979 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address628 E TROPICAL TRCE
CitySAINT JOHNS
StateFL
Zip32259-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description47/56-63 JULINGTON CREEK PLANTATION PARCELS 63 & 65 PHASE 2 LOT 88 OR2328/1255
Legal Range27E
Legal Township04S
Legal Section35
Legal SubdivisionJULINGTON CREEK PLANTATION PARCELS 63 &
Legal Phase2
Legal Block3
Legal Lot Number88
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group3
Census Block3002
Census Tract20801

Owner

Source: St. Johns County records · APN 249549-0880

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address628 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jan 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2004 · Amount on Record
Deed SaleDec 01, 2004 · Amount on Record
Deed Document Number200488850
Deed Book / Page2328 / 1255
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address628 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933

Mortgage

Document Number0050920915
DateNov 06, 2020
Book Page5092/915
Instrument2020100163
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 05, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address628 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Document Number0043180868
Book / Page004318 / 000868
Instrument DateJan 09, 2017
Transaction TypeMortgage
Record UpdatedFeb 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 E TROPICAL TRCE ST JOHNS FL 322591933, ST JOHNS, FL 32259-1933

Mortgage

Document Number0043180868
DateJan 18, 2017
Book Page004318/000868
Instrument3986
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 17, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$206,026 (+2.7%)$351,791 (-1.82%) Land $105,000 Building $246,791
2025$4,000.00 (+11.48%) Homeowner's exemption$200,610 (+2.9%)$358,328 (+1.98%) Land $105,000 Building $253,328
2024$3,588.00 (+11.57%) Homeowner's exemption$194,956 (+3%)$351,387 (+3.37%) Land $93,000 Building $258,387
2023$3,216.00 (+2.26%) Homeowner's exemption$189,278 (+3%)$339,944 (+7.07%) Land $93,000 Building $246,944
2022$3,145.00 Homeowner's exemption$183,765$317,487 Land $89,600 Building $227,887

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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