640 E Grapefruit Ave, Lake Alfred, FL 33850 Property Records

Polk County property record for 640 E Grapefruit Ave, Lake Alfred, FL 33850

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,800 sqft · built 2023
Lot Size	0.166 acres (7,248 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Aug 2023)
Tax Bill	$5,987 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-27-28-493500-001130`

Property Details

APN / Parcel Number

Primary APN	`26-27-28-493500-001130`
Alternative APNs	`282726493500001130` `82726000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Shed	1 Shed
Canopy	36 sqft

Location & Zoning

Street Address	640 E GRAPEFRUIT AVE
City	LAKE ALFRED
State	FL
Zip	33850-2212
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	HIGHLAND SUB PB 4 PG 2 BLK A LOT 13
Legal Range	26E
Legal Township	27S
Legal Section	28
Legal Subdivision	HIGHLAND SUBDIVISION
Legal Tract	493500
Legal Block	A
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1010
Census Tract	12900

Owner

640 E Grapefruit Ave, a duplex, is owned by two individuals who bought it in August 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2390 BLOXOM ST, GROVE CITY, OH 43123-8482
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 7, 2022	Warranty Deed, Transfer ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC
Jan 6, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 9, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Feb 7, 2022 · Amount on File
Deed Document Number	2023179105
Deed Book / Page	12784 / 1943
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0000004252
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 1, 2023
Property Address	640 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2212
Document Number	0000179105
Book / Page	12784 / 1943
Map Reference	MB 4 PG 2
Instrument Date	Jul 26, 2023
Instrument	2023179105
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5129 S LAKELAND DR, LAKELAND, FL 33813-2598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	650 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2212

Mortgage

Document Number	0127841945
Date	Aug 1, 2023
Instrument	12784/1945

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 7, 2022
Property Address	640 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2212
Document Number	0000033082
Book / Page	12105 / 995
Map Reference	MB 4 PG 2
Instrument Date	Jan 25, 2022
Instrument	2022033082
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 CALM WATERS CT, SAINT CLOUD, FL 34771-8874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 S LAKELAND DR STE 4, 4, LAKELAND, FL 33813-2599
Investor	Possibly a Property Investor

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 6, 2022
Property Address	640 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2212
Document Number	0000004252
Book / Page	12060 / 1909
Map Reference	MB 4 PG 2
Instrument Date	Jan 6, 2022
Instrument	2022004252
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 E MIDWAY AVE, LAKE ALFRED, FL 33850-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 CALM WATERS CT, SAINT CLOUD, FL 34771-8874

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 9, 2021
Property Address	640 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2212
Document Number	0000059611
Book / Page	11613 / 1747
Map Reference	MB 4 PG 2
Instrument Date	Feb 2, 2021
Instrument	2021059611
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1181 HAINES DRIVE, HAINES CITY, FL 33844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E MIDWAY AVE, LAKE ALFRED, FL 33850-2231

Tax Assessment & Valuation

The 2025 property tax bill for 640 E Grapefruit Ave was $5,987.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,640 (-7.84%) Land $13,485 Building $156,135	$287,640 (-7.84%) Land $13,485 Building $156,135
2025	$5,987.00	$312,120 Land $13,485 Building $166,466	$312,120 Land $13,485 Building $166,466
2023	$253.00 (+16.06%)	$13,000 (+18.18%) Land $13,000	$13,000 (+18.18%) Land $13,000
2022	$218.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 640 E Grapefruit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 E Grapefruit Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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