635 E Grapefruit Ave, Lake Alfred, FL 33850 Property Records

Polk County property record for 635 E Grapefruit Ave, Lake Alfred, FL 33850

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1952
Lot Size	0.166 acres (7,248 sqft)
Owner	Individual Name on Record
Last Sale	$74,900 (Jul 2019)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-27-28-493500-004060`

Property Details

APN / Parcel Number

Primary APN	`26-27-28-493500-004060`
Alternative APNs	`282726493500004060` `82726000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2012
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Porch	Screened/Unfinished Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	635 E GRAPEFRUIT AVE
City	LAKE ALFRED
State	FL
Zip	33850-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HIGHLAND SUB PB 4 PG 2 BLK D LOT 6
Legal Range	26E
Legal Township	27S
Legal Section	28
Legal Subdivision	HIGHLAND SUBDIVISION
Legal Tract	493500
Legal Block	D
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1012
Census Tract	12900

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	333 EDGEWOOD CT, KISSIMMEE, FL 34759-4016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
Nov 29, 2018	Grant Deed, Transfer SOUTHEAST PROF TITLE L
Oct 3, 2018	Warranty Deed, Transfer YVONNE GARRETT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2019138205
Deed Book / Page	10895 / 628
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	635 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2211
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2211

Mortgage

Document Number	0000107851
Date	May 9, 2023
Book Page	12683/1995
Instrument	2023107851

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jul 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 2, 2019
Property Address	635 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2211
Document Number	0108950628
Book / Page	010895 / 000628
Instrument Date	Jun 28, 2019
Instrument	138205
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	EXPERTS TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 EDGEWOOD CT KISSIMMEE FL 347594016, KISSIMMEE, FL 34759-4016

Mortgage

Document Number	108950630
Date	Jul 2, 2019
Book Page	010895/000630
Instrument	138206

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 29, 2018
Property Address	635 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2211
Document Number	0106821542
Book / Page	010682 / 001542
Instrument Date	Nov 21, 2018
Instrument	248072
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9726 NONACREST DR ORLANDO FL 328325604, ORLANDO, FL 32832-5604

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 3, 2018
Property Address	635 E GRAPEFRUIT AVE, LAKE ALFRED, FL 33850-2211
Document Number	0106301746
Book / Page	010630 / 001746
Instrument Date	Sep 19, 2018
Instrument	209091
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16110 WINTUN RD APPLE VALLEY CA 923072437, APPLE VALLEY, CA 92307-2437

Mortgage

Document Number	106301749
Date	Oct 3, 2018
Book Page	010630/001749
Instrument	209092

Lender

Name	YVONNE GARRETT
Address	16120 WINTUN RD, APPLE VALLEY, CA 92307-2437

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,285 (+1%)	$98,183 (+12.17%) Land $27,000 Building $71,183
2025	$1,679.00 (+5%)	$87,532 (-2.23%) Land $13,500 Building $74,032	$87,532 (-2.23%) Land $13,500 Building $74,032
2023	$1,599.00 (+8.19%)	$89,525 (+9.82%) Land $13,000 Building $76,525	$89,525 (+9.82%) Land $13,000 Building $76,525
2022	$1,478.00	$81,519 Land $11,000 Building $70,519	$81,519 Land $11,000 Building $70,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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