640 E 400 N, Providence, UT 84332 Property Records

Cache County property record for 640 E 400 N, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,729 sqft · built 2018
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on File
Last Sale	$626,430 (Jul 2023)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-295-0011`

Property Details

APN / Parcel Number

Primary APN	`02-295-0011`

Interior

Building Area	1,729 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	640 E 400 N
City	PROVIDENCE
State	UT
Zip	84332-9229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 PROVIDENCE HOLLOW PHASE 2 SUBDIVISION CONT 0.33 AC
Legal Subdivision	PROVIDENCE HOLLOW PHASE 2 SUBDIVISION
Legal Lot Number	11
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3017
Census Tract	1102

Owner

Source: Cache County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Intrafamily Transfer, Transfer
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
May 4, 2021	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 14, 2018	Deed of Trust, Mortgage · Construction Mortgage BANK OF UTAH
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 29, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING
Nov 26, 2018	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20231343098
Deed Book / Page	2395 / 1931
Last Transfer Date	Jun 6, 2025
Transfer Doc	02522/1272
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jan 5, 2026
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	02522/1272
Book / Page	2522 / 1272
Instrument Date	Jun 6, 2025
Instrument	1389388
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	640 E 400 N, PROVIDENCE, UT 84332-9229

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jul 11, 2023
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	02395/1931
Book / Page	2395 / 1931
Map Reference	DOC 1191300
Instrument Date	Jul 10, 2023
Instrument	1343098
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 E 400 N, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	0001343101
Date	Jul 11, 2023
Instrument	1343101

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2250/402
Date	May 4, 2021
Book Page	2250/402
Instrument	1285459

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2250/387
Date	May 4, 2021
Book Page	2250/387
Instrument	1285458

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2051/1269
Date	Dec 14, 2018
Book Page	2051/1269
Instrument	1209858

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Sep 5, 2019

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2121/0592
Date	Jan 31, 2020
Book Page	2121/0592
Instrument	1237881

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 29, 2019
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	2064/1562
Book / Page	2064 / 1562
Map Reference	DOC 1191300
Instrument Date	Mar 28, 2019
Instrument	1215657
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353, LOGAN, UT 84323-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 EAST 400 NORTH, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	1215658
Date	Mar 29, 2019
Instrument	1215658

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Nov 26, 2018
Property Address	640 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	2048/1126
Book / Page	2048 / 1126
Map Reference	DOC1191300
Instrument Date	Nov 21, 2018
Instrument	1208495
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 EAST 400 NORTH, PROVIDENCE, UT 84332-9229

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (-13.27%)	$411,475 (-1.09%)	$748,139 (-1.09%) Land $160,400 Building $587,739
2023	$3,384.00 (+6.42%)	$415,995 (+12.7%)	$756,350 (+12.7%) Land $171,250 Building $585,100
2022	$3,180.00	$369,105	$671,100 Land $86,000 Building $585,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UBTA-UBET Communications Fiber	2,000 / 2,000
Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
Senawave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Beehive Telephone Companies.

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