626 E 400 N, Providence, UT 84332 Property Records

Cache County property record for 626 E 400 N, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$788,025 (Mar 2022)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-295-0010`

Property Details

APN / Parcel Number

Primary APN	`02-295-0010`

Interior

Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	626 E 400 N
City	PROVIDENCE
State	UT
Zip	84332-9229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 PROVIDENCE HOLLOW PHASE 2 SUBDIVISION CONT 0.33 AC
Legal Subdivision	PROVIDENCE HOLLOW PHASE 2 SUBDIVISION
Legal Lot Number	10
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3017
Census Tract	1102

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Mar 4, 2022	Deed of Trust, Mortgage CACHE VALLEY BANK
Feb 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage JOSH WISER
Dec 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage JOSH WISER
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2019	Warranty Deed, Construction Loan · Construction Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	20221315899
Deed Book / Page	2329 / 151
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	2198/1995
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 29, 2022
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	002329/151
Book / Page	2329 / 151
Instrument Date	Mar 29, 2022
Instrument	1315899
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	NATIONAL TITLE AGENCY/UT INC, NATIONAL TTL AGCY OF UT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 E 400 N, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	0001315900
Date	Mar 29, 2022
Instrument	1315900

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	SOUTHERN TRUST TITLE, SOUTHERN UTAH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02323/1744
Date	Mar 4, 2022
Book Page	2323/1744
Instrument	1313852

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	SAINT GEORGE, UT 84770

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E 400 N, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	00002319/4
Date	Feb 8, 2022
Book Page	2319/4
Instrument	1311877

Lender

Name	JOSH WISER
Type	Private Party
Address	3568 MULBERRY DR, SAINT GEORGE, UT 84790

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E 400 N, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	002309/675
Date	Dec 21, 2021
Book Page	2309/675
Instrument	1307932

Lender

Name	JOSH WISER
Type	Private Party
Address	3568 MULBERRY DR, SAINT GEORGE, UT 84790

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2087/0850
Date	Aug 9, 2019
Book Page	2087/0850
Instrument	1224659

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2145/1889
Date	May 18, 2020
Book Page	2145/1889
Instrument	1246767

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Nov 10, 2020
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	2198/1995
Book / Page	2198 / 1995
Map Reference	DOC 1191300
Instrument Date	Nov 5, 2020
Instrument	1265938
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 E 400 N, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	1265939
Date	Nov 10, 2020
Instrument	1265939

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 5, 2019
Property Address	626 E 400 N, PROVIDENCE, UT 84332-9229
Document Number	2061/0539
Book / Page	2061 / 0539
Map Reference	DOC1191300
Instrument Date	Feb 28, 2019
Instrument	1214163
Transaction Type	Construction Loan
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 EAST 400 NORTH, PROVIDENCE, UT 84332-9229

Mortgage

Document Number	1214164
Date	Mar 5, 2019
Instrument	1214164

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (-13.98%)	$431,260 (-1.89%)	$784,110 (-1.89%) Land $160,400 Building $623,710
2023	$3,576.00	$439,590	$799,250 Land $171,250 Building $628,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Beehive Broadband.

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