East Montpelier Town property record for 640 Cummings Rd, Montpelier, VT 05602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,422 sqft · built 1980 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Feb 2021) |
| Tax Bill | $6,116 (2025) |
| Deeds & Mortgages | Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (062) 01-006.000 |
| Primary APN | (062) 01-006.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Shingle |
| Lot Area | 100,188 sqft (2.3 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 640 CUMMINGS RD |
|---|---|
| City | MONTPELIER |
| State | VT |
| Zip | 05602-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.3 ACRES & DWL |
| Jurisdiction | EAST MONTPELIER VT |
| Township / Civil Division | EAST MONTPELIER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 955000 |
640 Cummings Rd is owned and occupied by an individual who bought it in February 2021.
Source: East Montpelier Town records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 CUMMINGS RD, MONTPELIER, VT 05602-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on File |
| Deed Sale | Feb 18, 2021 · Amount on File |
| Deed Document Number | 20211412206656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EAST MONTPELIER VT |
| Recording Date | Feb 18, 2021 |
| Property Address | 640 CUMMINGS RD, MONTPELIER, VT 05602-9443 |
| Document Number | DK1412206656 |
| Instrument Date | Feb 16, 2021 |
| Instrument | DK1412206656 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $5.21 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 ROUTE 302, 403, BARRE, VT |
| Name | Verified Name |
|---|---|
| Address | 640 CUMMINGS RD, MONTPELIER, VT 05602-9443 |
The 2025 property tax bill for 640 Cummings Rd was $6,116 with a homeowner's exemption, down 23.5% from the year before.
Source: East Montpelier Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Washington County |
| County Subdivision | East Montpelier Town |
| Unified School District | Washington Central Unified Union School District 92 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,116.00 (-23.51%) | $293,000 Land $87,000 Building $206,000 |
| 2024 | $7,996.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 640 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Cummings Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| VTel Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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