545 Cummings Rd, Montpelier, VT 05602 Property Records

East Montpelier Town property record for 545 Cummings Rd, Montpelier, VT 05602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,773 sqft · built 1996
Lot Size3.6 acres (156,816 sqft)
OwnerIndividual Name on File
Tax Bill$8,795 (2025)
Flood ZoneZone X (minimal risk)
APN(062) 01-004.100

Property Details

APN / Parcel Number

Primary APN(062) 01-004.100
Alternative APNs
  • M:01 B:004.100
  • 195-062-10399

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,773 sqft Living Area
Basement Area1,497 sqft
Unfinished Basement1,497 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Roof MaterialMetal
Lot Area156,816 sqft (3.6 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address545 CUMMINGS RD
CityMONTPELIER
StateVT
Zip05602-9437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.6 ACRES & DWL
JurisdictionEAST MONTPELIER VT
Township / Civil DivisionEAST MONTPELIER
Census Block Group1
Census Block1037
Census Tract955000

Owner

545 Cummings Rd is owned and occupied by an individual.

Source: East Montpelier Town records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address545 CUMMINGS RD, MONTPELIER, VT 05602-9437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 545 Cummings Rd was $8,795 with a homeowner's exemption, down 23.5% from the year before.

Source: East Montpelier Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWashington County
County SubdivisionEast Montpelier Town
Unified School DistrictWashington Central Unified Union School District 92 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,795.00 (-23.52%)$421,400 Land $126,600 Building $294,800
2024$11,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 545 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Cummings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
VTel Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cummings Rd

Nearby Streets

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