Oakland County property record for 640 Cotts Way, Oxford, MI 48371
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 2,250 sqft · built 1997 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,000 (Mar 1998) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P-04-27-377-036 |
| Primary APN | P-04-27-377-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 1,379 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 13,155 sqft (0.302 acres) |
| Garage Area | 603 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 640 COTTS WAY |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48371-4874 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T5N, R10E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 1026 GLENMOOR ON THE LAKE UNIT 53 L 16846 P 355 1-8-97 FR 351-015 |
| Legal Range | 10E |
| Legal Township | 05N |
| Legal Section | 27 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 53 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OXFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 121700 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 COTTS WAY, OXFORD, MI 48371-4874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 1998 · Amount on Record |
| Deed Sale | Mar 24, 1998 · Amount on Record |
| Prior Sale | Sep 16, 1997 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 640 COTTS WAY, OXFORD, MI 48371-4874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000201806 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 53567/00088 |
| Instrument | 201806 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LAKE ORION, MI 48362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oxford Charter Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 (-37.35%) Homeowner's exemption | $185,210 (+4.72%) | $370,420 (+4.72%) |
| 2024 | $4,008.00 (+16.38%) | ||
| 2023 | $176,860 | $353,720 | |
| 2021 | $3,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138 |
|---|---|
| Water Source | Groundwater |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Xfinity.
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