621 Cotts Way, Oxford, MI 48371 Property Records

Oakland County property record for 621 Cotts Way, Oxford, MI 48371

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,252 sqft · built 1998
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2020)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P-04-27-377-064`

Property Details

APN / Parcel Number

Primary APN	`P-04-27-377-064`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,382 sqft
Basement Area	1,101 sqft
Unfinished Basement	1,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	13,112 sqft (0.301 acres)
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	37 sqft
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	621 COTTS WAY
City	OXFORD
State	MI
Zip	48371-4874
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T5N, R10E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 1026 GLENMOOR ON THE LAKE UNIT 49 L 16846 P 355 6-23-99 FR 032 & 033
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	49
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3008
Census Tract	121700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 COTTS WAY, OXFORD, MI 48371-4874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jul 7, 1998 · Amount on Record
Deed Document Number	2020251641
Deed Book / Page	55251 / 38
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 1, 2020
Property Address	621 COTTS WAY, OXFORD, MI 48371-4874
Document Number	0000251641
Book / Page	55251 / 38
Map Reference	LB 16846 PG 355-417
Instrument Date	Nov 5, 2020
Instrument	251641
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 COTTS WAY, 621, OXFORD, MI 48371-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 COTTS WAY, OXFORD, MI 48371-4874

Mortgage

Document Number	0005525140
Date	Dec 1, 2020
Instrument	55251/40

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,698.00 (-37.36%) Homeowner's exemption	$185,900 (+4.79%)	$371,800 (+4.79%)
2024	$5,904.00 (+16.4%)
2023		$177,400	$354,800
2021	$5,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Xfinity.

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