Macon County property record for 640 Cheney Ln, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 783 sqft · built 1970 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $868 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7541503958 |
| Primary APN | 7541503958 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 783 sqft Heated Area |
| 1st Floor Area | 783 sqft |
| Basement Area | 783 sqft |
| Finished Basement | 783 sqft |
| Game Room | Game Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 321 sqft |
| Patio Area | 117 sqft |
| Sewer | Septic |
|---|
| Account Number | 35440 |
|---|---|
| Street Address | 640 CHENEY LN |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | FLAT MT RD |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970501 |
640 Cheney Ln, a single family home, is owned by an individual.
Source: Macon County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3219 46TH DR E, BRADENTON, FL 34203-3953 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 640 Cheney Ln was $868, up 3.1% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $868.00 (+3.09%) | $250,050 Land $120,590 Building $129,460 | $250,050 Land $120,590 Building $129,460 |
| 2025 | $842.00 | ||
| 2023 | $830.00 | $241,550 Land $120,590 Building $120,960 | $241,550 Land $120,590 Building $120,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Cheney Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Cheney Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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