Macon County property record for 351 Cheney Ln, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,874 sqft · built 2001 |
| Lot Size | 2.94 acres (128,066 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,075 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7541524420 |
| Primary APN | 7541524420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,874 sqft Heated Area |
| 1st Floor Area | 1,916 sqft |
| Upper Floors Area | 958 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 128,066 sqft (2.94 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 644 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 122394 |
|---|---|
| Street Address | 351 CHENEY LN |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-9100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PARCEL B |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970501 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 351 CHENEY LN, HIGHLANDS, NC 28741-9100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2014 |
| Transfer Doc | 0036001037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 351 CHENEY LN, HIGHLANDS, NC 28741-9100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | L38/1560 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | L-38/1560 |
| Instrument | 2018001478 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 9, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,075.00 (+3.4%) | $987,230 (+0.2%) Land $230,500 Building $756,730 | $987,230 (+0.2%) Land $230,500 Building $756,730 |
| 2025 | $2,974.00 (+0.41%) | ||
| 2023 | $2,962.00 | $985,230 Land $230,500 Building $754,730 | $985,230 Land $230,500 Building $754,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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