640 Cathy Ct, Escondido, CA 92026 Property Records

San Diego County property record for 640 Cathy Ct, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1969
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2002)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`229-092-04-00`

Property Details

APN / Parcel Number

Primary APN	`229-092-04-00`
Alternative APN	`2290902100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	94 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2290902100
Street Address	640 CATHY CT
City	ESCONDIDO
State	CA
Zip	92026-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 4 TR 005952
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	005952
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20108

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 5, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2018	Quit Claim Deed, Transfer PROVIDENT TITLE
Aug 28, 2018	Affidavit of Death, Transfer EON ESCROW INC
Aug 28, 2018	Grant Deed, Transfer · Conventional Mortgage NMSI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2002 · Amount on Record
Deed Sale	Jun 19, 2002 · Amount on Record
Prior Sale	Jun 4, 1997 · Amount on Record
Deed Document Number	2002520765
Prior Transfer Date	Aug 14, 1996
Prior Transfer Doc	0000423254
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CATHY CT, ESCONDIDO, CA 92026-3116

Mortgage

Document Number	0000257198
Date	Sep 17, 2025
Instrument	2025-0257198

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387746
Date	Jul 20, 2020
Instrument	2020-0387746

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2018
Property Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Document Number	0000274452
Instrument Date	Jul 5, 2018
Instrument	274452
Transaction Type	Transfer
Record Updated	Jul 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CATHY CT ESCONDIDO CA 920263116, ESCONDIDO, CA 92026-3116

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Document Number	0000352880
Instrument Date	Apr 19, 2018
Instrument	352880
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CATHY CT ESCONDIDO CA 920263116, ESCONDIDO, CA 92026-3116

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Document Number	0000352879
Instrument Date	Apr 19, 2018
Instrument	352879
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	EON ESCROW INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	640 CATHY CT ESCONDIDO CA 920263116, ESCONDIDO, CA 92026-3116

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	640 CATHY CT, ESCONDIDO, CA 92026-3116
Document Number	0000352881
Instrument Date	Apr 19, 2018
Instrument	2018-0352881
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CATHY CT, ESCONDIDO, CA 92026-3116

Mortgage

Document Number	0000352882
Date	Aug 28, 2018
Instrument	2018-0352882

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,214 (+2%) Land $92,219 Building $172,995
2025	$2,920.00 (+4.58%) Homeowner's exemption	$260,014 (+4.04%) Land $90,411 Building $169,603
2023	$2,792.00 (+1.12%) Homeowner's exemption	$249,919 Land $86,901 Building $163,018
2022	$2,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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