640 Canopy Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 640 Canopy Dr, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,995 sqft · built 2006
Lot Size	0.104 acres (4,538 sqft)
Owner	Company Name on File
Last Sale	$581,000 (Jan 2006)
Tax Bill	$11,748 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-510-36-00`

Property Details

APN / Parcel Number

Primary APN	`220-510-36-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,995 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	4,538 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	640 CANOPY DR
City	SAN MARCOS
State	CA
Zip	92069-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 36 TR 014869
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014869
Legal Block	4
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20021

Owner

640 Canopy Dr is owned by a company that acquired it in August 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	640 CANOPY DR, SAN MARCOS, CA 92069-6518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage SWIFTSURE LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2006 · Amount on File
Deed Sale	Jan 19, 2006 · Amount on File
Deed Document Number	200641075
Last Transfer Date	Aug 21, 2018
Transfer Doc	0000357507
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 CANOPY DR, SAN MARCOS, CA 92069-6518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000527930
Date	Nov 14, 2019
Instrument	2019-0527930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	640 CANOPY DR, SAN MARCOS, CA 92069-6518
Document Number	0000357507
Instrument Date	Aug 21, 2018
Instrument	357507
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	640 CANOPY DR SAN MARCOS CA 920696518, SAN MARCOS, CA 92069-6518

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	640 CANOPY DR, SAN MARCOS, CA 92069-6518
Document Number	0000353021
Instrument Date	Aug 21, 2018
Instrument	353021
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CANOPY DR SAN MARCOS CA 920696518, SAN MARCOS, CA 92069-6518

Mortgage

Document Number	353022
Date	Aug 28, 2018
Instrument	353022

Lender

Name	SWIFTSURE LNS
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 640 Canopy Dr was $11,748 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$809,672 (+2%) Land $390,263 Building $419,409
2025	$11,748.00 Homeowner's exemption	$793,797 Land $382,611 Building $411,186
2023	$11,073.00 (+8.84%) Homeowner's exemption	$762,974 Land $367,754 Building $395,220
2022	$10,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 Canopy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Canopy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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