635 Canopy Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 635 Canopy Dr, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,075 sqft · built 2006
Lot Size	0.78 acres (3,386 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Apr 2018)
Tax Bill	$10,284 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-510-35-00`

Property Details

APN / Parcel Number

Primary APN	`220-510-35-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,075 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,386 sqft (0.78 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	635 CANOPY DR
City	SAN MARCOS
State	CA
Zip	92069-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 35 TR 014869
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014869
Legal Block	4
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4006
Census Tract	20021

Owner

635 Canopy Dr is owned and occupied by two individuals who bought it in April 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	635 CANOPY DR, SAN MARCOS, CA 92069-6537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Feb 4, 2014 · Amount on File
Deed Document Number	2018150039
Prior Transfer Date	Jan 18, 2016
Prior Transfer Doc	0000027688
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	635 CANOPY DR, SAN MARCOS, CA 92069-6537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 CANOPY DR, SAN MARCOS, CA 92069-6537

Mortgage

Document Number	0000508948
Date	Sep 2, 2020
Instrument	2020-0508948

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2018
Property Address	635 CANOPY DR, SAN MARCOS, CA 92069-6537
Document Number	0000150039
Map Reference	MAP 14869
Instrument Date	Mar 6, 2018
Instrument	2018-0150039
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	542 SONOMA ST, SAN MARCOS, CA 92078-4238

Mortgage

Document Number	0000150040
Date	Apr 16, 2018
Instrument	2018-0150040

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 635 Canopy Dr was $10,284 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,934 (+2%) Land $305,430 Building $373,504
2025	$10,284.00 Homeowner's exemption	$665,623 Land $299,442 Building $366,181
2023	$9,711.00 (+1.29%) Homeowner's exemption	$639,777 Land $287,815 Building $351,962
2022	$9,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 635 Canopy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Canopy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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