640 Bishop Bay Loop, Apopka, FL 32712 Property Records

Orange County property record for 640 Bishop Bay Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 2017
Lot Size	0.215 acres (9,376 sqft)
Owner	2 Individuals on Record
Last Sale	$270,900 (Aug 2017)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-20-28-7350-00-400`

Property Details

APN / Parcel Number

Primary APN	`33-20-28-7350-00-400`
Alternative APNs	`282033735000400` `181428` `184910` `188571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	2,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,376 sqft (0.215 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	640 BISHOP BAY LOOP
City	APOPKA
State	FL
Zip	32712-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	ROCK SPRINGS ESTATES 87/32 LOT 40
Legal Range	28E
Legal Township	20S
Legal Section	33
Legal Subdivision	ROCK SPGS ESTS
Legal Tract	7350
Legal Lot Number	40
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1015
Census Tract	17809

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	640 BISHOP BAY LOOP, APOPKA, FL 32712-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW CMNTY CAP LLC
Aug 25, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	2017473701
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	640 BISHOP BAY LOOP, APOPKA, FL 32712-2740
Document Number	0000329784
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 BISHOP BAY LOOP APOPKA FL 327122740, APOPKA, FL 32712-2740

Mortgage

Document Number	0000329784
Date	Jun 15, 2020
Instrument	329784

Lender

Name	LAKEVIEW CMNTY CAP LLC
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 25, 2017
Property Address	640 BISHOP BAY LOOP, APOPKA, FL 32712-2740
Document Number	0000473701
Map Reference	MB 87 PG 32-35
Instrument Date	Aug 23, 2017
Instrument	20170473701
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	PGP TITLE OF FLORIDA INC DBA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,896.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 BISHOP BAY LOOP, APOPKA, FL 32712-2740

Mortgage

Document Number	0000473702
Date	Aug 25, 2017
Instrument	20170473702

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,818 (+2.7%)	$436,880 (-1.26%) Land $100,000 Building $336,880
2025	$4,243.00 (+1.85%) Homeowner's exemption	$302,647 (+5.99%)	$442,460 (+9.14%) Land $100,000 Building $342,460
2024	$4,166.00 (+6.99%)
2023	$3,894.00 (+4.01%) Homeowner's exemption	$285,551 (+3%)	$405,406 (+12.12%) Land $100,000 Building $305,406
2022	$3,744.00 Homeowner's exemption	$277,234	$361,570 Land $100,000 Building $261,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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