637 Bishop Bay Loop, Apopka, FL 32712 Property Records

Orange County property record for 637 Bishop Bay Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,217 sqft · built 2018
Lot Size	0.266 acres (11,595 sqft)
Owner	Individual Name on File
Last Sale	$398,900 (Mar 2018)
Tax Bill	$5,721 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-20-28-7350-00-470`

Property Details

APN / Parcel Number

Primary APN	`33-20-28-7350-00-470`
Alternative APNs	`282033735000470` `181438` `184918` `188580`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,217 sqft Living Area
Gross Area	5,226 sqft
1st Floor Area	1,716 sqft
Basement Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,595 sqft (0.266 acres)
Porch	Slab
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	637 BISHOP BAY LOOP
City	APOPKA
State	FL
Zip	32712-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	ROCK SPRINGS ESTATES 87/32 LOT 47
Legal Range	28E
Legal Township	20S
Legal Section	33
Legal Subdivision	ROCK SPGS ESTS
Legal Tract	7350
Legal Lot Number	47
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1016
Census Tract	17809

Owner

637 Bishop Bay Loop is owned and occupied by an individual who acquired it in September 2026.

Source: Orange County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 11, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Dec 6, 2019	Loan Modification, Mortgage VILLAGE CAP & INV LLC
May 10, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 26, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	2018170145
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000511488
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 15, 2026
Property Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000511488
Instrument Date	Sep 14, 2026
Instrument	2026511488
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000613140
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 BISHOP BAY LOOP APOPKA FL 327122742, APOPKA, FL 32712-2742

Mortgage

Document Number	0000613140
Date	Nov 23, 2020
Instrument	613140

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000042338
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 BISHOP BAY LOOP APOPKA FL 327122742, APOPKA, FL 32712-2742

Mortgage

Document Number	0000042338
Date	Jan 22, 2020
Instrument	42338

Lender

Name	VILLAGE CAP & INV LLC
Address	LAKE ZURICH, IL 60047

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000296140
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 BISHOP BAY LOOP APOPKA FL 327122742, APOPKA, FL 32712-2742

Mortgage

Document Number	0000296140
Date	May 18, 2018
Instrument	296140

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 26, 2018
Property Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742
Document Number	0000170145
Map Reference	MB 87 PG 32-35
Instrument Date	Mar 22, 2018
Instrument	20180170145
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	PGP TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,792.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 BISHOP BAY LOOP, APOPKA, FL 32712-2742

Mortgage

Document Number	0000170146
Date	Mar 26, 2018
Instrument	20180170146

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 637 Bishop Bay Loop was $5,721, up 1.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,171 (+32.53%)	$640,930 (-1.23%) Land $100,000 Building $540,930
2025	$5,721.00 (+1.72%) Homeowner's exemption	$394,753	$648,900 Land $100,000 Building $548,900
2024	$5,624.00 (+6.9%)
2023	$5,261.00 (+3.87%) Homeowner's exemption	$372,454 (+3%)	$607,667 (+15.51%) Land $100,000 Building $507,667
2022	$5,065.00 Homeowner's exemption	$361,606	$526,080 Land $100,000 Building $426,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Bishop Bay Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Bishop Bay Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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