640 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 640 2nd St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1958
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Mar 2019)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Mar 2019 Transfer Mar 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`1011-194-08-010.000`

Property Details

APN / Parcel Number

Primary APN	`1011-194-08-010.000`
Alternative APN	`580000245870`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 2ND ST
City	FINDLAY
State	OH
Zip	45840-6070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEISER ADD LOT 5428-5429 EX W60FT
Legal Subdivision	LEISER ADD
Legal Lot Number	5428
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2009
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 2ND ST, FINDLAY, OH 45840-6070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Transfer on Death Deed, Transfer
Mar 8, 2019	Warranty Deed, Transfer
Nov 9, 2018	Fiduciary Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	20191658
Deed Book / Page	2553 / 1083
Record Updated	Sep 20, 2026

March 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 8, 2019
Property Address	640 2ND ST, FINDLAY, OH 45840-6070
Document Number	02553/1085
Book / Page	2553 / 1085
Instrument Date	Mar 7, 2019
Instrument	201900001659
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 8, 2019
Property Address	640 2ND ST, FINDLAY, OH 45840-6070
Document Number	02553/1083
Book / Page	2553 / 1083
Instrument Date	Mar 6, 2019
Instrument	201900001658
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 2ND ST, FINDLAY, OH 45840-6070

November 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 9, 2018
Property Address	640 2ND ST, FINDLAY, OH 45840-6070
Document Number	02548/0505
Book / Page	2548 / 0505
Instrument Date	Nov 7, 2018
Instrument	201800009411
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 2ND ST, FINDLAY, OH 45840-6070

Mortgage

Document Number	201800009412
Date	Nov 9, 2018
Instrument	201800009412

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+6.02%)	$47,690 (+23.01%) Land $5,470 Building $42,220	$136,260 (+23%) Land $15,630 Building $120,630
2023	$1,379.00 Homeowner's exemption	$38,770 Land $4,450 Building $34,320
2022			$110,780 Land $12,710 Building $98,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	362 (1979–2019)
Claims Outside the SFHA	18 of 362
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 151 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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