640 20th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 640 20th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1975
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2022)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
APN	`1943-11-0-01070-007-0101`

Property Details

APN / Parcel Number

Primary APN	`1943-11-0-01070-007-0101`
Alternative APN	`010244131`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	117 sqft
Patio Area	408 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	640 20TH ST
City	GERING
State	NE
Zip	69341-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 9, BLK 7, CONESTOGA PARK ADD
Legal Range	55W
Legal Township	21N
Legal Section	11
Legal Subdivision	CONESTOGA PARK ADD
Legal Block	7
Legal Lot Number	9
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	5
Census Block	5032
Census Tract	953800

Owner

640 20th St is owned and occupied by two individuals who bought it in June 2022.

Source: Scotts Bluff County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	640 20TH ST, GERING, NE 69341-3920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	20223449
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jun 28, 2022
Property Address	640 20TH ST, GERING, NE 69341-3920
Document Number	0020223449
Instrument Date	Jun 27, 2022
Instrument	2022-3449
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020223450
Date	Jun 28, 2022
Instrument	2022-3450

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 10, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.44%
Type Change Date	Jul 10, 2027
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	8.44%
Index	5-Year CMT
Margin	3
Max Rate	12.4%

Tax Assessment & Valuation

The 2025 property tax bill for 640 20th St was $2,687.

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,040 (+5.21%) Land $21,175 Building $146,865	$168,040 (+5.21%) Land $21,175 Building $146,865
2025	$2,687.00	$159,725 Land $21,175 Building $138,550	$159,725 Land $21,175 Building $138,550
2023	$2,544.00	$118,728 Land $17,325 Building $101,403	$118,728 Land $17,325 Building $101,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 640 20th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 20th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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