605 20th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 605 20th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1976
Lot Size	0.214 acres (9,304 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Mortgage + 3 more
APN	`1943-11-0-01070-008-0108`

Property Details

APN / Parcel Number

Primary APN	`1943-11-0-01070-008-0108`
Alternative APN	`010244212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	706 sqft
Unfinished Basement	302 sqft
Game Room	Game Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,304 sqft (0.214 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	605 20TH ST
City	GERING
State	NE
Zip	69341-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 4, BLK 8, CONESTOGA PARK ADD
Legal Range	55W
Legal Township	21N
Legal Section	11
Legal Subdivision	CONESTOGA PARK ADD
Legal Block	8
Legal Lot Number	4
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	5
Census Block	5030
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 20TH ST, GERING, NE 69341-3919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Oct 27, 2017	Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK
Oct 27, 2017	Deed of Trust, Mortgage · ARM PLATTE VALLEY BANK
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 27, 2010
Transfer Doc	0020104900
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	605 20TH ST, GERING, NE 69341-3919
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223263
Date	Jun 17, 2022
Instrument	2022-3263

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 10, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	8.32%
Index	5-Year CMT
Margin	3
Max Rate	12.3%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	605 20TH ST, GERING, NE 69341-3919
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223264
Date	Jun 17, 2022
Instrument	2022-3264

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 17, 2027
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	8.25%
Index	5-Year CMT
Margin	2
Max Rate	12.2%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	605 20TH ST, GERING, NE 69341-3919
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201705589
Date	Oct 27, 2017
Instrument	2017-05589

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 27, 2022
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	6.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	605 20TH ST, GERING, NE 69341-3919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201705588
Date	Oct 27, 2017
Instrument	2017-05588

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 10, 2022
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	7.37%
Index	5-Year CMT
Margin	3
Max Rate	11.3%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	605 20TH ST, GERING, NE 69341-3919
Transaction Type	Mortgage
Record Updated	Jun 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201557
Date	Apr 3, 2020
Instrument	2020-1557

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Apr 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	7.95%
Index	5-Year CMT
Margin	2
Max Rate	11.9%

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,495 (+5.09%) Land $24,910 Building $148,585	$173,495 (+5.09%) Land $24,910 Building $148,585
2025	$2,777.00 (+5.79%)	$165,085 (+34.76%) Land $24,910 Building $140,175	$165,085 (+34.76%) Land $24,910 Building $140,175
2023	$2,625.00	$122,503 Land $19,912 Building $102,591	$122,503 Land $19,912 Building $102,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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