640 13th St, Imperial Beach, CA 91932 Property Records

San Diego County property record for 640 13th St, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,331 sqft · built 1948
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jun 2021)
Tax Bill	$9,105 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`626-242-12-00`

Property Details

APN / Parcel Number

Primary APN	`626-242-12-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,331 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	640 13TH ST
City	IMPERIAL BEACH
State	CA
Zip	91932-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C/MU-1
Legal Description	BLK 20 LOTS 31 & 32 TR 000133
Legal Subdivision	SOUTH S D COS
Legal Tract	000133
Legal Block	20
Legal Lot Number	31,32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	10502

Owner

640 13th St is owned and occupied by two individuals who bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMPASS MORTGAGE INC
Oct 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Jul 27, 2021	Affidavit of Death of Joint Tenant, Transfer CORINTHIAN TITLE COMPANY
Jun 3, 2021	Grant Deed, Transfer · VA Mortgage COMPASS MORTGAGE INC
Feb 27, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 26, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Deed Document Number	2021413970
Prior Transfer Date	Feb 1, 1995
Prior Transfer Doc	0000051628
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706

Mortgage

Document Number	0000080667
Date	Mar 24, 2026
Instrument	2026-0080667

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 13TH ST, IMPERIAL BCH, CA 91932-1706

Mortgage

Document Number	0000270552
Date	Oct 5, 2023
Instrument	2023-0270552

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	8.25%
Max Rate At Change	11.5%
Index	5-Year TN
Margin	3
Max Rate	15.5%

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2021
Property Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Document Number	0000534918
Map Reference	MAP 133
Instrument Date	Jun 2, 2021
Instrument	2021-0534918
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2021
Property Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Document Number	0000413970
Map Reference	MAP 133
Instrument Date	May 12, 2021
Instrument	2021-0413970
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	NOT AVAILABLE, TEAMNTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706

Mortgage

Document Number	0000413971
Date	Jun 3, 2021
Instrument	2021-0413971

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2019
Property Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Document Number	0000070860
Instrument Date	Feb 7, 2019
Instrument	70860
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	640 13TH ST IMPERIAL BEACH CA 919321706, IMPERIAL BEACH, CA 91932-1706

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2019
Property Address	640 13TH ST, IMPERIAL BEACH, CA 91932-1706
Document Number	0000106700
Instrument Date	Feb 7, 2019
Instrument	106700
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	640 13TH ST IMPERIAL BEACH CA 919321706, IMPERIAL BEACH, CA 91932-1706

Tax Assessment & Valuation

The 2025 property tax bill for 640 13th St was $9,105, up 8.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,570 (+2%) Land $552,040 Building $143,530
2025	$9,105.00 (+8.47%)	$681,932 Land $541,216 Building $140,716
2024	$8,394.00 (-0.49%)
2023	$8,435.00 (+4.15%)	$655,452 Land $520,200 Building $135,252
2022	$8,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 640 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures