Walton County property record for 103 Windrift Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,653 sqft · built 2000 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (May 2018) |
| Tax Bill | $4,496 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42600-000-0140 |
| Primary APN | 28-2S-21-42600-000-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 2,257 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,358 sqft (0.123 acres) |
| Lot Dimensions | 9.6 ft deep x 5.6 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1060780 |
|---|---|
| Street Address | 103 WINDRIFT DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SEASPRAY PB 14-18 OR 2114-208 OR 2308-320 OR 2563-562 OR 2581-1353 OR 3074-33 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | SEASPRAY |
| Legal Lot Number | 14 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6084 MADISON PARK DR, FALLS CHURCH, VA 22041-3693 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | Jan 15, 2004 · Amount on Record |
| Deed Document Number | 2018000016429 |
| Deed Book / Page | 3074 / 0033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 103 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6084 MADISON PARK DR, FALLS CHURCH, VA 22041-3693 |
| Document Number | 0032220213 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 3222/213 |
| Instrument | 20210052983 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 18, 2018 |
| Property Address | 103 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4135 |
| Document Number | 0030740033 |
| Book / Page | 3074 / 0033 |
| Map Reference | MB14 PG18&18A |
| Instrument Date | May 16, 2018 |
| Instrument | 2018000016429 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | MIRAMAR BEACH, FL 32550 |
| Name | Verified Name |
|---|---|
| Address | 6084 MADISON PARK DR, FALLS CHURCH, VA 22041-3693 |
| Document Number | 2018000016430 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2018000016430 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576,308 (+5.46%) Land $125,000 Building $451,308 | $576,308 (+5.46%) Land $125,000 Building $451,308 | |
| 2024 | $4,496.00 (+8.63%) | ||
| 2023 | $4,139.00 (+12.84%) | $546,482 (+19.77%) Land $84,441 Building $462,041 | $546,482 (+19.77%) Land $84,441 Building $462,041 |
| 2022 | $3,668.00 | $456,277 Land $93,729 Building $362,548 | $456,277 Land $93,729 Building $362,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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