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64 Warwick Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 64 Warwick Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,277 sqft · built 1983
Lot Size0.457 acres (19,900 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2021)
Tax Bill$50 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:Q-17 B:0007 L:0010

Property Details

APN / Parcel Number

Primary APNM:Q-17 B:0007 L:0010
Alternative APN
  • GARD M:R17 B:12 L:10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,277 sqft Living Area
Gross Area2,756 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,900 sqft (0.457 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address64 WARWICK RD
CityGARDNER
StateMA
Zip01440-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
Legal Lot Number10
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2032
Census Tract707100

Owner

Source: Worcester County and Gardner City records · APN M:Q-17 B:0007 L:0010

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address64 WARWICK RD, GARDNER, MA 01440-4123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Quit Claim Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Sep 25, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
May 25, 2018Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleSep 25, 2020 · Amount on Record
Deed Document Number2021129274
Deed Book / Page66063 / 196
Record UpdatedJun 08, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateSep 15, 2021
Property Address64 WARWICK RD, GARDNER, MA 01440-4123
Document Number66063-196
Book / Page66063 / 196
Instrument DateSep 15, 2021
Instrument129274
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 WARWICK RD, GARDNER, MA 01440-4123

Mortgage

Document Number129275
DateSep 15, 2021
Instrument129275
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateSep 25, 2020
Property Address64 WARWICK RD, GARDNER, MA 01440-4123
Document Number63343-34
Book / Page63343 / 34
Instrument DateSep 17, 2020
Instrument112033
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressWARWICK RD, GARDNER, MA

Mortgage

Document Number112034
DateSep 25, 2020
Instrument112034
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address64 WARWICK RD, GARDNER, MA 01440-4123
Document Number58871-154
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 WARWICK RD GARDNER MA 014404123, GARDNER, MA 01440-4123

Mortgage

Document Number58871-154
DateMay 31, 2018
Book Page058871/000154
Instrument52168
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 30, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$50.00 (-98.99%)$351,600 (+6.26%) Land $82,000 Building $269,600$347,130
2024$4,960.00 (+8.7%)$330,900 (+16.97%) Land $74,500 Building $256,400
2023$4,563.00$282,900 Land $73,400 Building $209,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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