Worcester County and Gardner City property record for 43 Warwick Rd, Gardner, MA 01440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,464 sqft Living Area |
| Lot Size | 16,640 sqft (0.382 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $446,000 (2025) |
| Tax Bill | $6,150.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:R17 B:12 L:2
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 WARWICK RD, GARDNER, MA 01440-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2025 · Amount on Record |
| Deed Sale | Sep 05, 2025 · Amount on Record |
| Deed Doc Number | 202576050 |
| Deed Book / Page | 72499 / 316 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 05, 2025 |
| Property Address | 43 WARWICK RD, GARDNER, MA 01440-4122 |
| Document Number | 072499-316 |
| Book / Page | 72499 / 316 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 76050 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 43 WARWICK RD, GARDNER, MA 01440-4122 |
| Document Number | 0000076051 |
|---|---|
| Date | Sep 05, 2025 |
| Instrument | 76051 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 072499-341 |
|---|---|
| Date | Sep 05, 2025 |
| Book Page | 72499/341 |
| Instrument | 76052 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2035 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,150.00 (-0.28%) | $428,300 (+4.11%) Land $79,800 Building $348,500 | $368,315 |
| 2024 | $6,167.00 | $411,400 Land $72,600 Building $338,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:R17 B:12 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 3,632 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,640 sqft (0.382 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 43 WARWICK RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-4122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 707100 |
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