McDowell County property record for 64 Thomas Rd, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1960 |
| Lot Size | 1.46 acres (63,647 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $655 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-00-93-6895 |
| Primary APN | 0659-00-93-6895 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,260 sqft Heated Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 63,647 sqft (1.46 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 75588 |
|---|---|
| Street Address | 60 THOMAS RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-8634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1.717 AC PER PB 36 PG 47 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970800 |
Source: McDowell County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 64 THOMAS RD, OLD FORT, NC 28762-8634 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Deed Book / Page | 197 / 608 |
| Last Transfer Date | Sep 15, 2026 |
| Transfer Doc | 0000004771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 21, 2026 |
| Property Address | 60 THOMAS RD, OLD FORT, NC 28762-8634 |
| Document Number | 0000004771 |
| Book / Page | 1552 / 537 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20264771 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 THOMAS RD, OLD FORT, NC 28762-8634 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 60 THOMAS RD, OLD FORT, NC 28762-8634 |
| Document Number | 0013610483 |
| Book / Page | 1361 / 483 |
| Map Reference | MB 36 PG 47 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021004529 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 HENSLEY BRANCH RD, 255, BURNSVILLE, NC 28714-4422 |
| Name | Verified Name |
|---|---|
| Address | 64 THOMAS RD, OLD FORT, NC 28762-8634 |
| Document Number | 2021004530 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021004530 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $655.00 (+2.99%) | $92,540 (-) Land $22,500 Building $70,040 | |
| 2023 | $636.00 | $92,540 Land $22,500 Building $70,040 | $92,540 Land $22,500 Building $70,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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