McDowell County property record for 170 Thomas Rd, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 1986 |
| Lot Size | 6.3 acres (274,864 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $125,000 (Sep 2014) |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-00-83-8837 |
| Primary APN | 0659-00-83-8837 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,160 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 274,864 sqft (6.3 acres) |
| Lot Width | 605 ft Width |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59101 |
|---|---|
| Street Address | 170 THOMAS RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-6726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:10 CITY/MUNI/TWP:OLD FORT MAP REF:MAP:6590 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970800 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | PO BOX 613, OLD FORT, NC 28762-0613 |
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Mar 9, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2014 · Amount on Record |
| Deed Sale | Sep 10, 2014 · Amount on Record |
| Deed Document Number | 0001135870 |
| Deed Book / Page | 1135 / 870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 170 THOMAS RD, OLD FORT, NC 28762-6726 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013900949 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 1390/949 |
| Instrument | 2022001430 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 170 THOMAS RD, OLD FORT, NC 28762-6726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDER RECORDING SERVICES IN |
| Name | Verified Name |
|---|
| Document Number | 0012061005 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 1206/1005 |
| Instrument | 2017001104 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Feb 25, 2047 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,833.00 (+2.92%) | $258,940 (-) Land $65,620 Building $193,320 | |
| 2023 | $1,781.00 (+33.01%) | $258,940 (+34.96%) Land $65,620 Building $193,320 | $258,940 (+34.96%) Land $65,620 Building $193,320 |
| 2022 | $1,339.00 | $191,870 Land $36,910 Building $154,960 | $191,870 Land $36,910 Building $154,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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