Walton County property record for 64 Summit Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,924 sqft · built 2003 |
| Lot Size | 0.133 acres (5,816 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $655,000 (Sep 2020) |
| Tax Bill | $4,806 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-3S-20-34820-000-0070 |
| Primary APN | 03-3S-20-34820-000-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,910 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 5,816 sqft (0.133 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 502 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1006585 |
|---|---|
| Street Address | 64 SUMMIT DR |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SUMMER RIDGE PB 15-15 ***AND ALSO: A PORTION OF LOT 8 SUMMER RIDGE DESCRIBED AS: BEG AT NE/C OR LOT 8, SAID PT LYING ON |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | SUMMER RIDGE |
| Legal Lot Number | 7-8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950604 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 64 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Sep 8, 2003 · Amount on Record |
| Deed Document Number | 20200036265 |
| Deed Book / Page | 3160 / 246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 64 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281 |
| Document Number | 0031600246 |
| Book / Page | 3160 / 246 |
| Map Reference | MB 15 PG 15 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 20200036265 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 SWEET BLOSSOM BND, 105, FREEPORT, FL 32439-3967 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1953 HAWKSBILL DR, BELLEVILLE, IL 62223-7950 |
| Document Number | 0003160251 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 3160/251 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989,549 (+15.94%) Land $205,000 Building $784,549 | $989,549 (+15.94%) Land $205,000 Building $784,549 | |
| 2024 | $4,806.00 (+3.78%) | ||
| 2023 | $4,631.00 (+1.18%) Homeowner's exemption | $853,482 (+7.49%) Land $158,120 Building $695,362 | $853,482 (+7.49%) Land $158,120 Building $695,362 |
| 2022 | $4,577.00 Homeowner's exemption | $794,016 Land $175,513 Building $618,503 | $794,016 Land $175,513 Building $618,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 285 condo units |
| Nearby Flood Claims | 11 (1995–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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