58 Summit Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 58 Summit Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,500 sqft · built 2005
Lot Size	0.213 acres (9,268 sqft)
Owner	Company Name on Record
Last Sale	$859,900 (Jul 2025)
Tax Bill	$9,771 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34820-000-0090`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34820-000-0090`
Alternative APNs	`03-320-34820-000-0090` `1006587`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,562 sqft
1st Floor Area	1,412 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,268 sqft (0.213 acres)
Garage Type	Detached
Garage Area	484 sqft
Driveway	Brick Driveway
Porch	Open/Unfinished Porch
Porch Area	578 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	58 SUMMIT DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SN
Legal Description	LOT 9 SUMMER RIDGE PB 15-15 OR 2659-4186 OR 2832-939 OR 2885-4348 OR 3081-1431 OR 3083-2955 OR 3120-2201 OR 3120-2230 OR 3191-800 OR 3191-829 OR 3365-1486
Legal Range	20W
Legal Township	03S
Legal Section	03
Legal Subdivision	SUMMER RIDGE
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2663 FEROL LN, LYNN HAVEN, FL 32444-3213
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Intrafamily Transfer, Transfer
Apr 5, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Oct 7, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Oct 7, 2019	Quit Claim Deed, Transfer AMROCK INC
Aug 30, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Apr 5, 2021
Deed Document Number	202525706
Deed Book / Page	3365 / 1486
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	0031910829
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 5, 2021
Property Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281
Document Number	0031910829
Book / Page	3191 / 829
Map Reference	MB 15 PG 15
Instrument Date	Sep 9, 2020
Instrument	20210016147
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 5, 2021
Property Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281
Document Number	0031910800
Book / Page	3191 / 800
Map Reference	MB 15 PG 15
Instrument Date	Sep 9, 2020
Instrument	20210016145
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 SUMMIT DR, 58, SANTA ROSA BEACH, FL 32459-4281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281

Mortgage

Document Number	0003191804
Date	Apr 5, 2021
Instrument	3191/804

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2019
Property Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281
Document Number	0031202201
Book / Page	003120 / 002201
Instrument Date	Sep 30, 2019
Instrument	34987
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SUMMIT DR SANTA ROSA BEACH FL 324594281, SANTA ROSA BEACH, FL 32459-4281

Mortgage

Document Number	31202207
Date	Oct 7, 2019
Book Page	003120/002207
Instrument	34988

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2019
Property Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281
Document Number	0031202230
Book / Page	003120 / 002230
Instrument Date	Sep 30, 2019
Instrument	34989
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	58 SUMMIT DR SANTA ROSA BEACH FL 324594281, SANTA ROSA BEACH, FL 32459-4281

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Aug 30, 2018
Property Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281
Document Number	0030832955
Book / Page	003083 / 002955
Instrument Date	Aug 30, 2018
Instrument	29312
Transaction Type	Transfer
Record Updated	Sep 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	58 SUMMIT DR SANTA ROSA BEACH FL 324594281, SANTA ROSA BEACH, FL 32459-4281

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2018
Property Address	58 SUMMIT DR, SANTA ROSA BEACH, FL 32459-4281
Document Number	0030811431
Book / Page	003081 / 001431
Instrument Date	Aug 1, 2018
Instrument	26020
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SUMMIT DR SANTA ROSA BEACH FL 324594281, SANTA ROSA BEACH, FL 32459-4281

Mortgage

Document Number	30811433
Date	Aug 2, 2018
Book Page	003081/001433
Instrument	26021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,771.00 (+12.41%)	$1,256,760 (+16.71%) Land $205,000 Building $1,051,760	$1,256,760 (+16.71%) Land $205,000 Building $1,051,760
2024	$8,692.00 (+3.39%)	$1,076,869 (-2.81%) Land $158,120 Building $918,749	$1,076,869 (-2.81%) Land $158,120 Building $918,749
2023	$8,407.00 (+6.47%)	$1,108,023 (+7.89%) Land $158,120 Building $949,903	$1,108,023 (+7.89%) Land $158,120 Building $949,903
2022	$7,896.00	$1,026,946 Land $175,513 Building $851,433	$1,026,946 Land $175,513 Building $851,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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