Branch County property record for 64 Smith St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1973 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2022) |
| Tax Bill | $2,430 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-443-00 |
| Primary APN | 302-000-000-443-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 576 sqft |
| Street Address | 64 SMITH ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 BLK 18 F V SMITH ADDN |
| Legal Subdivision | F V SMITH ADD |
| Legal Block | 18 |
| Legal Lot Number | 7 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-443-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 64 SMITH ST, COLDWATER, MI 49036-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2023 | Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST |
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Nov 01, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | May 12, 2004 · Amount on Record |
| Deed Document Number | 20228152 |
| Prior Transfer Date | Oct 31, 2017 |
| Prior Transfer Doc | 201707364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 64 SMITH ST, COLDWATER, MI 49036-1534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202300680 |
|---|---|
| Date | Feb 09, 2023 |
| Instrument | 2023-00680 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 19, 2022 |
| Property Address | 64 SMITH ST, COLDWATER, MI 49036-1534 |
| Document Number | 0202208152 |
| Map Reference | LB 2 PG 11 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022-08152 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2023 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 841 PHILLIP RD, MONTGOMERY, MI 49255-9610 |
| Name | Verified Name |
|---|---|
| Address | 854 FREMONT RD, MONTGOMERY, MI 49255-9616 |
| Document Number | 0202208153 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022-08153 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 01, 2017 |
| Property Address | 64 SMITH ST, COLDWATER, MI 49036-1534 |
| Document Number | 201707364 |
| Map Reference | LB2 PG11 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 2017-07364 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 SMITH ST, 64, COLDWATER, MI 49036-1534 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3500 WORK RD, RAVENNA, OH 44266-9709 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,800 (+46.78%) | $177,600 (+46.78%) | |
| 2025 | $2,430.00 (+2.02%) | $60,500 | $121,000 |
| 2024 | $2,382.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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