62 Smith St, Coldwater, MI 49036 Property Records

Branch County property record for 62 Smith St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 993 sqft
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Aug 2019)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-442-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-442-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	993 sqft Living Area
1st Floor Area	993 sqft
Basement Area	108 sqft
Unfinished Basement	108 sqft

Exterior

Architectural Style	Ranch
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62 SMITH ST
City	COLDWATER
State	MI
Zip	49036-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 18 F V SMITH ADDN
Legal Subdivision	F V SMITH ADD
Legal Block	18
Legal Lot Number	6
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1014
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	455 W CHICAGO ST, COLDWATER, MI 49036-1802
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	20195115
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 12, 2019
Property Address	62 SMITH ST, COLDWATER, MI 49036-1534
Document Number	0201905115
Map Reference	LB 2 PG 11
Instrument Date	Aug 1, 2019
Instrument	2019-05115
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 SMITH ST, COLDWATER, MI 49036-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 W CHICAGO STREGT, COLDWATER, MI 49036-1802
Investor	Possibly a Property Investor

Mortgage

Document Number	0201905116
Date	Aug 12, 2019
Instrument	2019-05116

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,600 (+66.53%)	$167,200 (+66.53%)
2025	$2,434.00 (+3.49%)	$50,200	$100,400
2024	$2,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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