64 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 64 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,264 sqft · built 1920
Lot Size	0.609 acres (26,534 sqft)
Owner	Company Name on Record
Last Sale	$895,000 (Oct 2022)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Jan 2022 Refinance Oct 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:151 B:51`

Property Details

APN / Parcel Number

Primary APN	`WEST M:151 B:51`
Alternative APNs	`M:151 B:51 L` `19152630`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
Gross Area	2,304 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,534 sqft (0.609 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19152630
Street Address	64 SHORE RD
City	WESTERLY
State	RI
Zip	02891-4207
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	51
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3037
Census Tract	50902

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	74 HIGH ST, BOSTON, MA 02110-2301
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Oct 16, 2023	Warranty Deed, Transfer · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Oct 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI WASHINGTON TR CO
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Book / Page	2022 / 17790
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	64 SHORE RD, WESTERLY, RI 02891-4207
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-1293
Date	Jan 21, 2022
Book Page	2022/1293
Instrument	2022-329

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	64 SHORE RD, WESTERLY, RI 02891-4207
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-13962
Date	Oct 16, 2023
Book Page	2023/13962
Instrument	2023-3488

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 16, 2023
Property Address	64 SHORE RD, WESTERLY, RI 02891-4207
Document Number	2023-13998
Book / Page	2023 / 13998
Instrument Date	Oct 5, 2023
Instrument	2023-3496
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MONUMENT AVE, BOSTON, MA 02129-3324

Mortgage

Document Number	0020233488
Date	Oct 16, 2023
Instrument	2023-3488

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 14, 2022
Property Address	64 SHORE RD, WESTERLY, RI 02891-4207
Document Number	2022-17790
Book / Page	2022 / 17790
Instrument Date	Oct 14, 2022
Instrument	2022-4314
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 MONUMENT AVE, BOSTON, MA 02129-3324

Mortgage

Document Number	0020224317
Date	Oct 14, 2022
Instrument	2022-4317

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Nov 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	64 SHORE RD, WESTERLY, RI 02891-4207
Document Number	2020-478
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SHORE RD WESTERLY RI 028914207, WESTERLY, RI 02891-4207

Mortgage

Document Number	2020-478
Date	Jun 5, 2020
Book Page	002020/010478
Instrument	2416

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 4, 2019
Property Address	64 SHORE RD, WESTERLY, RI 02891-4207
Document Number	2019-3196
Book / Page	002019 / 003196
Instrument Date	Feb 27, 2019
Instrument	858
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 68TH ST #3Q NEW YORK NY 100655719, 3Q, NEW YORK, NY 10065-5719

Mortgage

Document Number	2019-3209
Date	Mar 4, 2019
Book Page	002019/003209
Instrument	861

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,908.00 (+5.51%)	$549,700 (+42.78%) Land $268,400 Building $281,300
2023	$3,704.00 (+0.62%)	$385,000 (-) Land $192,500 Building $192,500
2022	$3,681.00	$385,000 Land $192,500 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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