59 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 59 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,485 sqft · built 1949
Lot Size	0.539 acres (23,485 sqft)
Owner	Individual Name on Record
Tax Bill	$6,888 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:151 B:89`

Property Details

APN / Parcel Number

Primary APN	`WEST M:151 B:89`
Alternative APNs	`M:151 B:89 L` `19196800`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,485 sqft Living Area
Gross Area	7,520 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,485 sqft (0.539 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	19196800
Street Address	59 SHORE RD
City	WESTERLY
State	RI
Zip	02891-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	89
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1021
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 SHORE RD, WESTERLY, RI 02891-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jan 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	59 SHORE RD, WESTERLY, RI 02891-4203
Document Number	2017-5910
Book / Page	002017 / 015910
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SHORE RD WESTERLY RI 028914203, WESTERLY, RI 02891-4203

Mortgage

Document Number	2017-5910
Date	Sep 6, 2017
Book Page	002017/015910
Instrument	3896

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 27, 2017
Property Address	59 SHORE RD, WESTERLY, RI 02891-4203
Document Number	2017-1679
Book / Page	002017 / 001679
Instrument Date	Jan 23, 2017
Instrument	425
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 SHORE RD WESTERLY RI 028914203, WESTERLY, RI 02891-4203

Mortgage

Document Number	2017-1682
Date	Jan 27, 2017
Book Page	002017/001682
Instrument	426

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,888.00 (-7.83%)	$968,800 (+24.72%) Land $267,100 Building $701,700	$1,747,217
2023	$7,473.00 (+0.63%)	$776,800 (-) Land $191,200 Building $585,600
2022	$7,426.00	$776,800 Land $191,200 Building $585,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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