64 Sandy Edge Cir, Penhook, VA 24137 Property Records

Franklin County property record for 64 Sandy Edge Cir, Penhook, VA 24137 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3.5 Baths
Year Built	Built 2014
Square Footage	1,951 sqft Living Area
Lot Size	19,820 sqft (0.455 acres)
Garage	528 sqft
Last Sale	$850,000 (2020)
Tax Bill	$6,337.00 (2025)

Owner

Source: Franklin County records · APN 051 09-131 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1452 HARVEST CROSSING DR, MC LEAN, VA 22101-5650
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO
Aug 07, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 05, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN NATL BK & TR CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2020 · Amount on Record
Deed Sale	Aug 07, 2020 · Amount on Record
Deed Doc Number	20205613
Deed Book / Page	1144 / 989
Prior Transfer Date	Jun 28, 2010
Prior Transfer Doc	0009820915
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	64 SANDY EDGE CIR, PENHOOK, VA 24137-5237
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011543246
Date	Jan 15, 2021
Book Page	1154/3246
Instrument	210000503

Lender

Name	THE NORTHERN TRUST CO
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 07, 2020
Property Address	64 SANDY EDGE CIR, PENHOOK, VA 24137-5237
Document Number	0011440989
Book / Page	001144 / 000989
Instrument Date	Aug 04, 2020
Instrument	5613
Transaction Type	Transfer
Record Updated	Sep 01, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 HARVEST CROSSING DR MC LEAN VA 221015650, MC LEAN, VA 22101-5650

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	64 SANDY EDGE CIR, PENHOOK, VA 24137-5237
Document Number	0011131835
Instrument Date	Oct 05, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011131835
Date	Oct 09, 2018
Book Page	001113/001835
Instrument	6182

Lender

Name	AMERICAN NATL BK & TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,337.00 (+30.77%)	$1,473,800 (+85.5%) Land $275,000 Building $1,198,800	$1,473,800 (+85.5%) Land $275,000 Building $1,198,800
2023	$4,846.00	$794,500 (-) Land $230,000 Building $564,500	$794,500 (-) Land $230,000 Building $564,500
2022		$794,500 Land $230,000 Building $564,500	$794,500 Land $230,000 Building $564,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`051 09-131 00`
Alternative APN	`16348`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,951 sqft Living Area
Gross Area	3,939 sqft Gross Area
1st Floor	1,951 sqft 1st Floor
Basement Area	2,479 sqft Basement
Finished Basement	1,923 sqft Finished
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Stone Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,820 sqft (0.455 acres)
Driveway	Driveway Paver
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Exterior Amenities

Deck Area	228 sqft Deck
Porch Area	500 sqft Porch
Topography	Rolling Topography
Boat Access	Boat Access
Boat House	780 sqft Boat House
Storage Building	72 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	16348
Street Address	64 SANDY EDGE CIR
City	PENHOOK
State	VA
Zip	24137-5237
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE WATER'S EDGE LOT 364 SECTION 6
Legal Subdivision	THE WATER'S EDG
Legal Lot Number	364
Jurisdiction	FRANKLIN VA
Minor Civil Division	UNION HALL
Census Blockgroup	2
Census Block	2007
Census Tract	20102

64 Sandy Edge Cir, Penhook, VA 24137 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on Sandy Edge Cir

Nearby Streets

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