64 S Main St, Smithfield, UT 84335 Property Records

Cache County property record for 64 S Main St, Smithfield, UT 84335

Property Summary

Property Type	Other Improved
Details	2,546 sqft · built 2020
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Tax Bill	$4,651 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-219-0001`

Property Details

APN / Parcel Number

Primary APN	`08-219-0001`

Interior

Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	64 S MAIN ST
City	SMITHFIELD
State	UT
Zip	84335-1937
Property Category	Other
Property Type	Other > Other Improved
Legal Description	ALL OF LOT 1 CREEKSIDE CROSSING SUBDIVISION CONT 0.05 AC
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1003
Census Tract	202

Owner

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	64 S MAIN ST, SMITHFIELD, UT 84335-1937
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage CACHE VALLEY BANK
Dec 14, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Nov 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST SMALL BUSINESS FINANCE
Nov 23, 2021	Lease, Transfer · SBA Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	64 S MAIN ST, SMITHFIELD, UT 84335-1937
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002146/524
Date	May 19, 2020
Book Page	2146/524
Instrument	1246887

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84323

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	64 S MAIN ST, SMITHFIELD, UT 84335-1937
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02208/1670
Date	Dec 14, 2020
Book Page	2208/1670
Instrument	1269662

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84323

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	64 S MAIN ST, SMITHFIELD, UT 84335-1937
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	MOUNTAIN VIEW TITLE-OGDEN, MOUNTIAN VIEW TITLE OGDEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 S MAIN ST, SMITHFIELD, UT 84335-1937

Mortgage

Document Number	0002303/25
Date	Nov 23, 2021
Book Page	2303/25
Instrument	1305507

Lender

Name	MOUNTAIN WEST SMALL BUSINESS FINANCE
Type	Lending Institution
Address	SALT LAKE CITY, UT 84109

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

November 2021: Lease, Transfer

Document Type	Lease
Jurisdiction	CACHE UT
Recording Date	Nov 23, 2021
Property Address	64 S MAIN ST, SMITHFIELD, UT 84335-1937
Document Number	002303/174
Book / Page	2303 / 174
Map Reference	DOC 12892912
Instrument Date	Nov 1, 2021
Instrument	1305525
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	MOUNTAIN VIEW TITLE-OGDEN, MOUNTAIN VIEW TITLE OGDEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001305527
Date	Nov 23, 2021
Instrument	1305527

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,651.00 (+924.45%)	$622,685 (+15.45%) Land $97,311 Building $525,374	$622,685 (+15.45%) Land $97,311 Building $525,374
2023	$454.00	$539,337 Land $86,237 Building $453,100	$539,337 Land $86,237 Building $453,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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