39 S Main St, Smithfield, UT 84335 Property Records

Cache County property record for 39 S Main St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 1896
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$220,200 (Dec 2019)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`08-072-0017`

Property Details

APN / Parcel Number

Primary APN	`08-072-0017`

Interior

Building Area	1,276 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	39 S MAIN ST
City	SMITHFIELD
State	UT
Zip	84335-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR LOT 10 BLK 13 PLAT A SMITHFIELD CITY SVY & TH W 166 FT TH N 1.42 CHS TH E 166 FT TH S 1.42 CHS TO BEG SIT SW/4 SEC
Legal Range	01E
Legal Township	13N
Legal Section	27
Legal Subdivision	SMITHFIELD CITY SURVEY
Legal Block	13
Legal Lot Number	10
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

39 S Main St is owned and occupied by two individuals who bought it in December 2019.

Source: Cache County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTAH HOUSING CORP
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 14, 2023	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Dec 31, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTAH HOUSING CORP
Dec 31, 2019	Intrafamily Transfer, Transfer CACHE TITLE LOGAN
Dec 31, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Apr 3, 2019
Deed Document Number	20191235713
Deed Book / Page	2116 / 927
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962

Mortgage

Document Number	02504/1568
Date	Sep 10, 2025
Book Page	2504/1568
Instrument	1383121

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Jan 1, 2050

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962

Mortgage

Document Number	02418/1492
Date	Jan 11, 2024
Book Page	2418/1492
Instrument	1351926

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02116/0935
Date	Dec 31, 2019
Book Page	2116/0935
Instrument	1235718

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962

Mortgage

Document Number	02384/1298
Date	Apr 14, 2023
Book Page	2384/1298
Instrument	1338760

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2116/0950
Date	Dec 31, 2019
Book Page	2116/0950
Instrument	1235719

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962

Mortgage

Document Number	2257/180
Date	May 27, 2021
Book Page	2257/180
Instrument	1288251

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Dec 31, 2019
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Document Number	2116/0953
Book / Page	2116 / 0953
Instrument Date	Dec 31, 2019
Instrument	1235720
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 31, 2019
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Document Number	2116/0927
Book / Page	2116 / 0927
Instrument Date	Dec 26, 2019
Instrument	1235713
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962

Mortgage

Document Number	2116/0935
Date	Dec 31, 2019
Book Page	2116/0935
Instrument	1235718

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 3, 2019
Property Address	39 S MAIN ST, SMITHFIELD, UT 84335-1962
Document Number	2065/0738
Book / Page	2065 / 0738
Instrument Date	Apr 2, 2019
Instrument	1215914
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30 W CENTER ST, SMITHFIELD, UT 84335-1950

Tax Assessment & Valuation

The 2025 property tax bill for 39 S Main St was $1,563.

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00	$209,365	$369,073 Land $151,550 Building $217,523
2023	$1,805.00	$214,485	$353,412 Land $100,188 Building $253,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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