64 S Grove Ave, Elgin, IL 60120 Property Records

Kane County property record for 64 S Grove Ave, Elgin, IL 60120

Property Summary

Property Type	Commercial
Details	5,500 sqft
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Mar 2020)
Tax Bill	$7,378 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-14-433-025`

Property Details

APN / Parcel Number

Primary APN	`06-14-433-025`

Interior

Building Area	5,500 sqft Gross Area

Exterior

Lot Area	4,600 sqft (0.106 acres)

Location & Zoning

Street Address	64 S GROVE AVE
City	ELGIN
State	IL
Zip	60120-6404
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	J T GIFFORDS PLAT OF EAST ELGIN SOUTHERLY 25 FT NORTHERLY 33 FT LOT 10 BLOCK 21
Legal Subdivision	J T GIFFORDS PLAT
Legal Block	21
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2030
Census Tract	854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Downtown Commercial District (Additional Documentation) listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

64 S Grove Ave, a commercial property, is owned by an individual who bought it in March 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1529 W SCHAUMBURG RD, STREAMWOOD, IL 60107-1207
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK SB
Feb 13, 2019	Correction Deed ATTORNEY ONLY
Dec 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	202013884
Prior Transfer Date	Oct 25, 2018
Prior Transfer Doc	0000005881
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2020
Property Address	64 S GROVE AVE, ELGIN, IL 60120-6404
Document Number	0000013884
Instrument Date	Feb 14, 2020
Instrument	2020K013884
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 W SCHAUMBURG RD, STREAMWOOD, IL 60107-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013885
Date	Mar 18, 2020
Instrument	2020K013885

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 19, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.78%
Min Rate At Change	4.25%
Max Rate	9.75%

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Feb 13, 2019
Property Address	64 S GROVE AVE, ELGIN, IL 60120-6404
Document Number	0000005881
Instrument Date	Oct 25, 2018
Instrument	5881
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 SW 24TH PL CAPE CORAL FL 339146609, CAPE CORAL, FL 33914-6609

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 28, 2018
Property Address	64 S GROVE AVE, ELGIN, IL 60120-6404
Document Number	0000062113
Instrument Date	Oct 25, 2018
Instrument	62113
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 SW 24TH PL CAPE CORAL FL 339146609, CAPE CORAL, FL 33914-6609

Tax Assessment & Valuation

The 2025 property tax bill for 64 S Grove Ave was $7,378.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,378.00	$96,711 (+8.57%) Land $19,846 Building $76,865	$290,249 (+8.57%) Land $59,562 Building $230,687
2024		$89,077 Land $18,279 Building $70,798	$267,338 Land $54,859 Building $212,479
2022	$6,362.00 (+3.95%)	$73,379 (+6.96%) Land $15,058 Building $58,321	$220,137 (+6.96%) Land $45,174 Building $174,963
2021	$6,120.00	$68,604 Land $14,078 Building $54,526	$205,812 Land $42,234 Building $163,578

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 64 S Grove Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 64 S Grove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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